Personal Capital vs Betterment

ReviewPersonal Capital ReviewBetterment Review
Overall Rating
Management Fees Annually0.49% - 0.89%Digital: 0.25%
Premium: 0.40%
Fund Fees0.09%0.09% → 0.17%
Account TypesTaxable, Roth IRA, SEP IRA, Traditional IRA, Rollover IRA, Trusts, JointTaxable, Roth IRA, SEP IRA, Traditional IRA, Rollover IRA, Trusts, Joint, Non-profit
529 Guidance
Chartered Financial ProfessionalsDedicated Financial Advisors
Automatic Tax Loss Harvesting
Tax Coordinated Strategy
Tax Minimization MethodN/AN/A
Automatic Portfolio Rebalancing
Private Wealth Management
Socially Responsible/Values Based Investing
Supports Charitable Donations
Account Minimum$100,000Digital: $0
Premium: $100,000
Fractional Shares
Retirement Planning Tools
Support Real Estate Investments
Investment MethodBased on risk toleranceBased on risk tolerance
Portfolio holdingsETFs & Individual SecuritiesETFs
TechnologyWeb-based, iOS & Android, iWatchWeb-based, iOS & Android
Gender FocusMale & FemaleMale & Female
SecurityDevice authorizationTwo-factor authentication, 256-bit SSL
Customer ServicePhone, EmailPhone, Email, Live Chat
User ExperienceExcellentExcellent
PromotionsFree Mobile Budgeting AppUp to 1 Year Free
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