Category: Retirement

Retirement Planning

estate planning for seniors

Estate Planning for Seniors

Gentreo is an estate planning for seniors solution that offers state-specific estate planning plus you can make a will and choose a health care proxy.


401(k) or IRA: Which Is Better?

IRA and 401(k) account both offer tax-deferred growth on your investments, so taxes are paid only when withdrawals are made. Contributions to traditional IRAs and 401(k)s are both tax-deductible. Roth IRAs contributions are taxed upfront so no taxes are paid on qualified withdrawals.


dollar bills greenbacks bennies

How Much Should Be In My 401(k)?

Factoring in a similar lifestyle, inflation, stock market growth, and employee benefits, the answer is…


maldives beach umbrella

How To Retire Early In 5 Simple Steps

To retire early, create a retirement budget, calculate your retirement income, save and invest for the long-term, and factor in hidden costs during your golden years.


What Are The Rules For Roth IRA Withdrawals?

Roth IRA contributions are made with after-tax dollars so qualified distributions are not taxed but what are the withdrawal rules for Roth IRA accounts?


Best Retirement Plans For Independent Contractors

The best retirement plan for an independent contractor depends largely on how many, if any, employees work for them.


what is a springing power of attorney

What Is A Springing Power Of Attorney?

A springing power of attorney takes effect when certain conditions are met, such as when a person becomes incapacitated or mentally incompetent. A durable power of attorney takes effect immediately after signing legal documents.


annuity vs ira pros and cons

Annuity vs IRA Pros and Cons

An IRA is a retirement account designed to save and invest money for retirement whereas an annuity is an insurance product that brings peace of mind to individuals worried about outliving their nest-egg savings.


can i retire yet

Can I Retire Yet?

Can I retire yet is a popular question financial advisors receive. The answer depends on your nest-egg size, social security income, tax bracket and expenses.


financial advisor meeting

What Is The Fiduciary Rule?

The Fiduciary Rule requires financial advisors, insurance agents and brokers to act in the best interests of clients, superseding their own interests.