Category: Credit Cards

Credit Cards

how to cancel a credit card app

How To Cancel A Credit Card Application

Before you cancel a credit card application, consider switching to another more suitable credit card with more suitable fees, interest rate, credit limit and rewards.

over your credit limit

What Happens If You Go Over Your Credit Limit?

You can go over your credit limit but you may be charged over limit fees, higher interest rate charges and higher minimum payments may be applied. Plus, your credit score may be impacted and, worst case, your account may be closed.

amex gold vs platinum

AmEx Gold vs Platinum: Compare Credit Cards

The American Express Premier Rewards Gold Card is designed for everyday spending while The Platinum Card® from American Express is a better fit for frequent travelers.

chase freedom vs sapphire

Chase Freedom vs Sapphire Preferred Comparison

The Chase Freedom® offers 5% cash back rewards on rotating categories and no annual fee while the Sapphire Preferred® credit card is best for travel and dining out.

best high limit credit cards

7 Best High Limit Credit Cards

The best high limit credit card overall is the Chase Sapphire Reserve℠ card while Discover-it® is best for students and 0% balance transfers. The best no-annual-fee credit card with a high limit is the Chase Freedom® card.

credit card without a job

Can You Get A Credit Card Without A Job?

It is possible to get a credit card without a job provided your income, credit score and debt-to-income ratio meet minimum thresholds

nice home charged to credit card

Can You Buy A House With A Credit Card?

Technically, you can buy a house with a credit card but the fees you pay for a cash advance may be prohibitively high, so it is usually a better idea to secure a traditional mortgage.

Worried About Lying On Credit Card Application Forms?

Lying on credit card application forms comes with risks of imprisonment for up to 30 years plus fines of up to $1,000,000.

good credit card apr

What Is A Good APR For A Credit Card?

A good APR rate for a credit card depends on your creditworthiness, the type of credit card you use, and the interest rate environment as well as your income, debt levels, and history of delinquencies or bankruptcy.

credit card interest

How Does Credit Card Interest Work?

Divide your credit card’s APR rate applied by 365 to arrive at the daily percentage interest rate charged to your balances. Then add that amount to your original principal to calculate your new credit card balance.