Category: Retirement

Retirement Planning

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Retirement Planning For Dummies 2019

In this retirement planning for dummies guide, find out how to save and invest automatically to build your nest egg for a better retirement.


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The 7 Deadly Causes Of The Illinois Pension Crisis

The Illinois pension crisis is one of the worst in the country. Find out what has caused it, the possible pension reform, and what you should do if you own municipal bonds or state debt.


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How To Make A Will

A will is a legal document that declares your final wishes. It coordinates the distribution of your assets after death.


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What is a 401(k)?

A 401(k) is an employer sponsored retirement plan that gives employees tax breaks on invested savings.


What Is An IRA?

Individual Retirement Accounts (IRAs) allow you to grow earnings on invested savings tax-free until your retirement years. But which one should you choose, the traditional IRA that permits tax deductions on contributions or the Roth IRA that has no mandatory


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IRA Withdrawal Rules: Traditional IRA

A traditional IRA allows you to save and invest pre-tax dollars, which can grow tax-deferred until distributions are taken in retirement years.


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How Much Can I Contribute To A Roth IRA?

A Roth IRA allows you to contribute after-tax income to a retirement plan account in which earnings grow tax-deferred until distributions are made.


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How To Rollover A 401(k) To An IRA Account

The two primary choices you have when leaving a job are to rollover your 401(k) account or to leave it as is and do nothing. A third choice is…


What Is A Roth IRA?

A Roth IRA has advantages unlike most other qualified retirement plans.


Traditional IRA or Roth IRA

An IRA or Individual Retirement Account is a form of retirement plan that provides tax advantages for retirement savings. But which you choose: a traditional IRA or a Roth IRA? In a nutshell, the difference can be boiled down to the following characteristics…