 |  | |
| Review | Vanguard Personal Advisor Services Review | Betterment Review |
| Overall Rating | ||
| Management Fees Annually | 0.30% | Digital: 0.25% Premium: 0.40% |
| Fund Fees | 0.04% → 0.12% | 0.09% → 0.17% |
| Account Types | Taxable, Roth IRA, SEP IRA, Traditional IRA, Rollover IRA, Trusts, Joint | Taxable, Roth IRA, SEP IRA, Traditional IRA, Rollover IRA, Trusts, Joint, Non-profit |
| 529 Guidance | ✅ | ✅ |
| Chartered Financial Professionals | Live financial advisors | ✅ |
| Automatic Tax Loss Harvesting | ✅ | ✅ |
| Tax Coordinated Strategy | ✅ | ✅ |
| Tax Minimization Method | N/A | N/A |
| Automatic Portfolio Rebalancing | ✅ | ✅ |
| Private Wealth Management | ✅ | ❌ |
| Socially Responsible/Values Based Investing | ❌ | ✅ |
| Supports Charitable Donations | ❌ | ✅ |
| Account Minimum | $50,000 | Digital: $0 Premium: $100,000 |
| Fractional Shares | ❌ | ✅ |
| Retirement Planning Tools | ✅ | ✅ |
| Support Real Estate Investments | ❌ | ❌ |
| Investment Method | Based on risk tolerance | Based on risk tolerance |
| Portfolio holdings | Vanguard index funds, ETFs, and active funds | ETFs |
| Technology | Web-based, iOS, Android | Web-based, iOS & Android |
| Gender Focus | Male & Female | Male & Female |
| Security | Industry standard | Two-factor authentication, 256-bit SSL |
| Customer Service | Phone, Video, Email | Phone, Email, Live Chat |
| User Experience | Good | Excellent |
| Promotions | N/A | Up to 1 Year Free |
As you've no doubt seen on the news, our economy is facing uncertain times ahead. Inflation continues to skyrocket, the Fed has been failing us left and right, and the government is in shambles. As it stands, your money is not safe. But there is hope, the Inflation Survival Plan will tell you everything on how to not only survive, but actually thrive through this harsh economic change.
So don't wait until it's too late, act now and secure your future TODAY!
