 |  | |
| Review | Ellevest Review | Personal Capital Review |
| Overall Rating | ||
| Management Fees Annually | Emergency Funds: 0.0% Digital: 0.25% Premium: 0.50% Private Wealth Management: 0.90% | 0.49% - 0.89% |
| Fund Fees | 0.06% → 0.16% | 0.09% |
| Account Types | Taxable, Traditional IRA, Roth IRA, 401(k), 403(b) | Taxable, Roth IRA, SEP IRA, Traditional IRA, Rollover IRA, Trusts, Joint |
| 529 Guidance | ❌ | ✅ |
| Chartered Financial Professionals | ✅ | Dedicated Financial Advisors |
| Automatic Tax Loss Harvesting | ❌ | ✅ |
| Tax Coordinated Strategy | ✅ | ✅ |
| Tax Minimization Method | ✅ | N/A |
| Automatic Portfolio Rebalancing | ✅ | ✅ |
| Private Wealth Management | ✅ | ❌ |
| Socially Responsible/Values Based Investing | ✅ | ✅ |
| Supports Charitable Donations | ❌ | ❌ |
| Account Minimum | Digital: $0 Premium: $50,000 Private Wealth Management: $1,000,000 | $100,000 |
| Fractional Shares | ❌ | ❌ |
| Retirement Planning Tools | ✅ | ✅ |
| Support Real Estate Investments | ❌ | ❌ |
| Investment Method | Based on capacity for risk | Based on risk tolerance |
| Portfolio holdings | ETFs, Mutual Funds, Individual Debt Instruments, Individual Equities, Closed-end Funds, Partnerships, Private & Illiquid Investments | ETFs & Individual Securities |
| Technology | Web-based, iOS & Android | Web-based, iOS & Android, iWatch |
| Gender Focus | Primarily Female | Male & Female |
| Security | Two-factor authentication, 256-bit SSL | Device authorization |
| Customer Service | Phone, Email | Phone, Email |
| User Experience | Very Good | Excellent |
| Promotions | N/A | Free Mobile Budgeting App |
As you've no doubt seen on the news, our economy is facing uncertain times ahead. Inflation continues to skyrocket, the Fed has been failing us left and right, and the government is in shambles. As it stands, your money is not safe. But there is hope, the Inflation Survival Plan will tell you everything on how to not only survive, but actually thrive through this harsh economic change.
So don't wait until it's too late, act now and secure your future TODAY!
