Cleveland has the most robust economy of any city in Ohio. In recent years, Cleveland’s economy surged by nearly 3 percent to a Gross Metropolitan Product (GMP) of around $140 billion. That makes Cleveland the 28th most prosperous city in the U.S.

Prosperous cities like Cleveland attract talented professionals who want to make sure they’re making the right decisions when it comes to building wealth.

A great financial advisor is one who’s ethical, who possesses professional credentials, and who will take the time to focus on your concerns.

Whether he or she is making decisions about money on your behalf or is advising you about what moves to make on your own, you have to be able to trust that your financial advisor’s strategy is one that reflects your own risk tolerance and wealth growth objectives.

There are many financial advisors in Cleveland. How do you go about finding the one that’s right for you?

We’ve put together this curated list of the ten best financial advisors working out of Cleveland and the surrounding areas to help you simplify the selection process.

The 10 Best Financial Advisors in Cleveland, Ohio

The firms below are the standouts among Cleveland’s financial advisors. You’ll find a more thorough description of each firm’s services, wealth-generating philosophy, and specific strengths below.

1. Fairport Asset Management
2. Wellspring Financial Advisors
3. MAI Capital Management, LLC
4. Pension Advisors (AdviseMe National Advisors)
5. First Fiduciary Investment Counsel, Inc.
6. Gries Financial LLC
7. Clearstead Advisors
8. Vantage Financial Group, Inc.
9. Winfield Associates
10. Beacon Financial Advisory, LLC

#1 Fairport Asset Management

Fairport Asset Management is a boutique firm that caters to the needs of very high-net-worth clients.

To work with this firm, you’ll need to be willing to invest at least $1 million, and you’ll need to have a net worth of at least $2 million.

The firm takes a very hands-on approach to asset management, so it’s a good fit for clients who are looking to delegate the heavy lifting when it comes to making financial decisions.

Fairport Asset Management Process

At your initial interview, you may be asked questions about your background, your relationships, your interests, your career, and your goals that are somewhat more sensitive than the typical inquiries into risk tolerance that most financial advisors content themselves with.

Once the financial advisor who’s working with you has a chance to review your information, he or she will draft a customized proposal that focuses not merely on asset management but also on success metrics like tax planning, insurance and risk management, education planning, stock compensation planning, charitable giving, and estate planning.

The firm will analyze the ways in which your current portfolio isn’t supporting your individual objectives and present you with strategies designed to help remove you from concentrated stock positions and to aid you in creating an income stream.

Get To Know Fairport Asset Management

Fairport is a small firm with an investment committee of five nationally recognized advisors.

Other staff members include CPAs, CFPs, CFAs, CAIA, CRPCs, Registered Paraplanners (RPs), Chartered Financial Counselor (ChFC), and Accredited Estate Planners (AEPs).

Is Fairport Asset Management Right For You?

The firm takes a special interest in women in transition.

Fairport recognizes that transitional events like a career change, divorce, the death of a spouse, or an inheritance can be especially challenging for women who while well-educated may not be particularly well-versed in financial strategizing.

Fairport is committed to providing financial education as well as financial advice and management services.

The firm sponsors an acclaimed Solutions for Women™ program that addresses a wide range of topics that may be of particular interest to women.

These topics include charitable giving strategies, asset allocation and investment strategies, and raising financially literate children.

#2 Wellspring Financial Advisors

Although Wellspring Financial Advisors sidesteps the issue of a minimum account requirement, they do note on their website that clients with at least $10 million to invest are the best fit for their bespoke set of services.

Unsurprisingly, the firm’s clients include high-net-worth individuals and their families as well as the trusts, estates, and charitable foundations to which those clients lend their names.

Wellspring Financial Advisors Investment Process

Wellspring offers a holistic suite of services that begins with a series of discussions during which the firm ascertains details about each client’s objectives and preferences as well as his or her risk tolerance and the time frame over which that client sees wealth growing.

From there, the firm creates an investment strategy that’s informed by diversification, the quality of prospective portfolio assets, the client’s own need for liquidity, and the client’s desire for transparency.

Wellspring generally prefers to build portfolios using mutual funds and ETFs rather than individual securities.

What Sets Wellspring Financial Advisors Apart

Wellspring offers several innovative services to clients such as family education, which seeks to prepare younger family members about the responsibilities that the inheritance of great wealth entails.

Wellspring also has a risk management offering that in addition to providing periodic reviews of insurance coverage helps protect personal information about clients from falling into the wrong hands.

Wellspring manages more than $1.2 billion in assets. The firm’s team includes CPAs, CFAs, CFPs, AEPs, and CAIA.

#3 MAI Capital Management, LLC

MAI Capital Management is one of Cleveland’s largest financial advisory firms with 32 advisors on staff and over $4 billion in assets under management.

The firm’s minimum investment requirement is $500,000, and clients are either high-net-worth individuals and their families or entrepreneurs and professionals who aspire to high net worth.

MAI Capital Management Team

Staff members hold impressive credentials: The firm employs:

• Certified Public Accountants (CPAs),
• Certified Financial Planners (CFPs),
• Chartered Financial Analysts (CFAs),
• Chartered Retirement Planning Counselors (CRPCs)
• Certified Private Wealth Advisors (CPWAs)
• Chartered Life Underwriter (CLU)
• Chartered Market Technician (CMT).

In addition to its headquarters in Cleveland, MAI maintains offices in Nashua, New Hampshire; Ponte Vedra Beach, Florida; and Irvine, California.

How MAI Capital Management Got Started

The firm got its start in 1973 when Arnold Palmer accepted founder Mark McCormack’s offer to handle the golf legend’s business affairs so that Palmer could concentrate on what he did best, which was to play golf.

Today, the firm’s client rostrum has expanded to include corporate executives and wealthy families, but its focus remains upon individual clients with complex financial lives rather than upon institutional investors.

How MAI Capital Management Invests Your Money

As part of its comprehensive wealth management, MAI offers planning in a number of different areas.

The firm understands that delegation is often key when it comes to managing a multifaceted financial profile: MAI’s own investment professionals will develop and implement a personalized asset allocation model to meet each client’s individualized needs, but the firm will often recruit an outside manager with expertise in equities, fixed income, and alternative asset classes to oversee portfolios on a daily basis.

MAI monitors these outside managers closely in keeping with its high fiduciary standards.

Portfolios typically fall into one of nine categories: MAI managed volatility portfolios, dividend-yielding portfolios, diversified core portfolios, diversified dividend portfolios, core portfolios, exchange-traded fund portfolios, MAI energy infrastructure portfolios, fixed-income/tax-exempt portfolios, and fixed-income/taxable strategy portfolios.

MAI Capital Management Minimum Investment Amount

Minimum asset requirements for these portfolios range from $10 million for the MAI managed volatility portfolio to $250,000 for the fixed-income portfolios.

MAI also coordinates estate planning; tax planning and tax compliance; insurance protection, including property and casualty coverage, life insurance, appropriate personal and commercial liability coverage, and specialized coverage for luxury vehicles like airplanes.

This advisor can also help you if you wish to pursue philanthropic goals, including the setup of charitable lead annuity trusts (CLATs), charitable remainder unitrusts (CRUTs), net income with makeup charitable remainder unitrusts (NIMCRUTS), and charitable gift annuities (CGAs).

#4 Pension Advisors (AdviseMe National Advisors)

So, one of the perks of your great job in Cleveland is a generous 401(k) contribution benefit. Where do you go from there?

What’s the proper formula for diversifying your portfolio and rebalancing it regularly so that you maintain optimal asset allocation and take advantage of periodic market upswings? This is Pension Advisors’ particular area of expertise.

Is Pension Advisors Right For You?

On the corporate end, Pension Advisors (AdviseMe National Advisors) primarily works with employers who offer retirement savings plans to their employees.

The firm counsels these plan sponsors on matters such as choosing a retirement plan, administering a retirement plan, finding the right retirement plan vendor, and deciding upon the types of investments that will be offered through that pension plan.

Employers may not fully understand the implications of the fiduciary responsibilities they assume when they take on the sponsorship of a retirement plan, and it’s Pension Advisors’ task to get them up to speed.

How Pension Advisors Helps Employers

The firm helps employers write the necessary policies that will allow them to comply with federal and state regulations.

Since June 2018, when the Fiduciary Rule was overturned by a Fifth Circuit decision, an increasing number of states have also begun to act to enforce their own fiduciary rules.

These Investment Statement Policies are reviewed at least annually or whenever significant regulatory changes are made.

Get To Know Pension Advisors

Founded in 1999, Pension Advisors maintains satellite offices in Milwaukee, Chicago, and San Juan, Puerto Rico.

The firm has no minimum investment requirement.

Though the company has more than $1.5 billion under management, none of its individual clients are high-net-worth individuals.

Of the eight full-time advisors on board, one is a Retirement Plan Associate (RPA), and one is a Certified Employee Benefits Specialist (CEBS).

The firm typically bills individual clients either through a one-time consultation rate or an hourly fee; institutional clients who manage funds through Pension Advisors may be charged a percentage fee of the assets they have under management.

#5 First Fiduciary Investment Counsel, Inc.

First Fiduciary Investment Counsel is an employee-owned investment advisory firm.

As one might expect from a company that uses the word “fiduciary” as part of its name, this firm’s compliance standards are higher than many of its cohorts: Its reporting guidelines are aligned with the rigorous Global Investment Performance Standards (GIPS).

The firm uses an independent third-party custodian who confirms each transaction and provides monthly statements to add an extra layer of security for its clients.

First Fiduciary Investment Counsel Minimum

First Fiduciary’s minimum investment requirement is $1 million.

The firm’s individual clients are high-net-worth individuals.

First Fiduciary’s institutional clients include charitable foundations, charitable remainder trusts, state and municipal governments, corporations, and pension and profit-sharing plans.

First Fiduciary has over $500 million in assets under management.

First Fiduciary Investment Counsel Process

First Fiduciary’s investment strategy focuses on minimizing risk to the extent possible in a volatile market environment.

To that end, the firm prefers to invest in companies with strong balance sheets that demonstrate a commitment to shareholders by offering dividends.

Such companies most often tend to be large capitalization entities whose cash reserves grant them immunity to market volatility.

First Fiduciary offers individual and institutional investors two investment approaches: the flagship large-cap value equity strategy described above and a balanced account management strategy that blends a large-cap equity strategy with a conservative bond program.

Meet The First Fiduciary Team

First Fiduciary has been in business since 1975.

The firm has three advisors on staff, two of whom are CFAs.

Though some of the services it provides to clients are billed at a flat rate, the firm earns most of its compensation through fees calculated as a percentage of the assets it manages for clients.

#6 Gries Financial LLC

Gries Financial has been offering financial planning and investment advisory services for individuals, charitable foundations, and pension and profit-sharing plans for more than 40 years.

The firm has 11 advisors on staff, including six CFPs and one CFA. Most of its individual clients are high-net-worth individuals, and it has a $1 million minimum investment requirement.

The firm has more than $870 million under management.

Is Gries Financial Right For You?

The firm is keen on intergenerational planning at both the individual and institutional level.

It works with endowments and foundations to develop customized plans that will help ensure the survival of philanthropic and cultural legacies, and it partners with individuals who see themselves as stewards of family wealth.

Among the planning services offered by Gries Financial are retirement planning, estate planning, tax planning, education funding, charitable giving strategies, and family giving strategies.

What Makes Gries Financial Different

Gries Financial sees itself as one part of a team that’s providing support for clients and is open to collaborating with other trusted advisors like accountants, attorneys, and insurance agents on the financial plans it devises for clients.

Fees for these financial planning services are assessed on an hourly basis.

When the firm undertakes investment management on behalf of its clients, it customizes investment portfolios so that they align with client directives regarding risks and returns.

Such portfolios often include a broad spectrum of asset classes that may have prohibitive minimums in instances where existing relationships aren’t in place. Investment advisory fees are based on percentages of assets under management.

#7 Clearstead Advisors

In 2018, the financial advisory services firm Hartland & Co. decided to rebrand itself as Clearstead Advisors.

When Tom Hartland started the Cleveland-based company in 1989, he named it after himself. Nearly 30 years later, however, the firm’s principals selected a name that more keenly reflected the core values of the business: transparency, clarity, and steadfast guidance through all aspects of client relationships.

Clearstead Advisors Investment Process

To reduce portfolio volatility, Clearstead’s investment strategy focuses upon mutual funds and exchange-traded funds (ETFs) rather than upon individual securities.

The firm believes that these asset classes offer the best opportunity for optimal risk-adjusted returns.

The firm relies heavily upon the mathematical Black-Litterman model for portfolio development but augments this quantitative approach with a qualitative evaluation of economic and market conditions.

Is Clearstead Advisors Right For You?

Clearstead Advisors offers private wealth management, institutional investment consulting, 401(k) and retirement fund management, and responsible investment opportunities.

The firm has more than $3.2 billion under management.

The firm’s 700-plus individual investors are primarily individuals with a net worth of at least $1.5 million and investable assets of at least $750,000.

Its Outsourced Chief Investment Officer (OCIO) system is called Clearstead Prism OCIO; increasingly, OCIO is the service that’s providing the firm with traction as it extends its reach outside Northeastern Ohio.

Clearstead has expanded its workforce by 30%+ over the past three years. Currently, it employs over 30 advisors, several of whom hold certifications in more than one specialty.

Staff members include CPAs, CFPs, CFAs, three Chartered Alternative Investment Analysts (CAIAs), Accredited Investment Fiduciaries (AIFs), Certified Investment Management Analysts (CIMAs), and an Accredited Tax Preparer (ATP).

#8 Vantage Financial Group, Inc.

Vantage Financial Group prides itself on offering services to hardworking people who are looking to secure their financial futures.

Some of these people may be high-net-worth individuals, but the vast majority are not.

The company also manages investments for corporations, charitable foundations, and pension and profit-sharing plans.

Meet The Vanguard Financial Group Team

Vanguard has a large staff of 24 advisors that include CFPs, ChFCs, AIFs, CLUs, CRPCs, and a CEBS.

Though headquartered in Cleveland, the firm maintains regional offices in Bethlehem, Pennsylvania; Pickney, Michigan; and Sylvania, Ohio.

The company manages over $500 million for its clients.

How Vanguard Financial Group Investment Process Works

Vanguard describes itself as a “single-source financial services company,” by which it means that it offers the equivalent of one-stop shopping to clients who are looking for services that will enhance their material security.

At the beginning of each client relationship, the firm assigns that client a Vantage Financial Advisor who continues to be his or her point of contact throughout that client’s subsequent relationship with the firm. This advisor will be instrumental in mobilizing any additional services the client may be interested in.

For individual clients, those services might include investment management, financial planning services, insurance planning, estate planning, and litigation settlement support.

For institutions, services may be investment management, retirement plan services, and specialized third-party administrative services.

Litigation settlement support is a unique service that few if any other financial advisors offer.

Professionals hit by litigation involving medical malpractice, product liability, wrongful death, and other complex torts can take advantage of Vanguard’s expertise in mediation and structured settlement evaluation and implementation.

Vanguard Financial Group Investment Minimum

Vanguard imposes no minimum account size requirement. Financial planning fees are billed at an hourly rate while portfolio management fees are calculated as a percentage of assets under management.

Advisors are also free to sell financial products on which they earn commissions, but it’s understood that advisors must act in the best fiduciary interests of clients at all times.

#9 Winfield Associates

Though Winfield Associates is headquartered in Cleveland, it maintains a satellite office in San Diego, California, and the firm’s clients include private individuals, business professionals, retirees, and a select handful of charitable foundations and endowments from across the nation.

The firm’s main service is investment portfolio management, but it also does some customized financial planning that focuses upon identifying wealth-building opportunities. In order to work with Winfield, clients must be willing to invest $500,000.

The firm has over $200 million in assets under management.

How Winfield Associates Invests Your Money

Winfield uses an asset allocation model that’s derived from modern portfolio theory to customize, manage, and balance its clients’ investments.

The firm favors investment vehicles like equities, fixed income, convertibles, publicly traded partnerships, ETFs, and mutual funds.

For retirees, portfolios are more weighted toward investment vehicles that facilitate the option of drawing income. In the work the firm does with endowments and charitable foundations, Winfield relies upon index and factor-based ETFs in order to avoid concentrated risk.

Winfield Associates Investment Process

Winfield provides quarterly investment analyses to all clients. Staff members meet with clients on a regular basis to review portfolio performances and to discuss recommended reallocations.

The firm has a number of advisors, four of whom are CFAs. Winfield charges a fixed fee for its wealth-building advisory services, but its investment advisory services, which make up the bulk of the work the firm does for clients, are assessed as a percentage of assets under management.

#10 Beacon Financial Advisory, LLC

Though Beacon Financial Advisory’s client base consists primarily of individuals who are interested in building or preserving wealth, the firm also works with companies to develop and implement qualified and non-qualified retirement plans.

While the firm imposes no minimum account requirement, but with more than $300 million under management, Beacon’s individual clients are definitely on the affluent side.

Beacon partners with the independent Pennsylvania-based broker Lincoln Investment Planning, LLC: Beacon provides the financial planning and wealth management strategies while Lincoln provides the robust investment platform.

Among Beacon’s advisors are CPAs, CFPs, a CFA, a CLU, and two ChFCs.

Beacon Financial Concierge Service

Beacon offers clients concierge service: Every client is assigned a Client Services Manager when he or she begins working with the firm, and every investment decision a client makes is made in consultation with one of the firm’s advisory principals.

The firm’s services include financial planning, advanced wealth strategies, investment advisory services, and corporate retirement strategies.

Beacon Financial Investment Process

Modern portfolio theory is the linchpin of Beacon’s investment strategy.

The firm conducts interviews with clients when clients begin their relationships with the company to determine their risk tolerance, the specifics of their financial situations, and their long-range goals.

Using these factors, Beacon advisors construct a plan that allocates assets into different investment vehicles across different markets and geographic regions.

These investment vehicles may include individual stocks, bonds, mutual funds, ETFs, money market accounts, treasury securities, and fixed and variable annuities.

This allocation is evaluated and rebalanced at frequent intervals in accordance with each client’s individual risk tolerance.

Transactional strategies include long-term trading, short-term trading, short sales, margin transactions, and options.

Beacon bills financial planning services at either a fixed rate or on an hourly fee basis, but portfolio management fees are assessed as a percentage of assets under management.

Advisors are free to accept commissions on financial products they sell to clients, but it is understood that advisors will always act in the best financial interests of their clients.

How We Ranked the Top Financial Advisor Firms in Cleveland, Ohio

In compiling this list of Cleveland-based financial advisors, we looked at:

Assets under management: Assets under management (AUM) is a number that represents the market value of funds under an investment advisor’s discretionary management. It’s a metric that reassures prospective investors that since other investors have trusted this advisor with their money, the advisor must be sound.

Qualifications: We gave preference to firms that are registered with the U.S. Securities and Exchange Commission (SEC) because SEC registration guarantees that the firm holds to a fiduciary standard, meaning that they act in their clients’ best interests.

Credentials: Credentials, awards, and positive news mentions showcase an advisor’s essential trustworthiness.

The article 10 Best Financial Advisors Cleveland OH was originally posted on Investormint

Choosing the top financial advisor in Omaha, Nebraska, can be a challenge. There are many firms offering this type of service, and it is important to find the best one that fits your needs and suits your level of risk tolerance.

We have simplified the process of searching for financial advisors by creating a list of the 10 top financial advisors in Omaha Nebraska.

This list differentiates Omaha financial advisors from another and highlights each firm’s services, overall investment approach and background.

How We Found the Top Financial Advisor Firms in Omaha, Nebraska

In order to make this list, we examined Omaha financial advisors that are registered with the U.S. Securities and Exchange Commission (SEC).

Firms registered with the SEC have a fiduciary duty to put the best interests of their consumers ahead of their own. We excluded firms with disciplinary actions. We did not consider any firms that do not offer individual accounts.

This list is sorted by the highest amount of Assets Under Management (AUM) to the lowest.

Use this list of the top 10 financial advisor firms in Omaha in order to streamline your search for the right advisor.

#1 CWM, LLC dba Carson Wealth Management

Carson Wealth Management was founded in 2010 as a subsidiary of Carson Group Holdings. The firm has 136 financial advisors as of 2019.

Most clients of Carson Wealth Management have a high net worth, but the firm also works with pension and profit-sharing plans offered by small businesses and nonprofit organizations.

Carson Wealth Management offers a variety of wealth management services, including:

• Portfolio Management
• Financial Planning
• Risk Management
• Estate Planning
• Tax Preparation
• Private Trust Services

CWM, LLC Assets Under Management

As of Q4 2018, the firm had an estimated $5,106,532,308 in AUM.

CWM Investment Strategy

The CWM investment strategy is focused on a variety of model portfolios.

They also have separately managed accounts that are based on specific financial growth strategies.

Those growth strategies include frequent trading, short-term purchases and long-term purchases. Carson Wealth Management also offers advisory services for smaller investment firms.

Carson Wealth Management Fees & Minimums

CWM maintains a fee-based structure for its products.

The minimum required investment depends on which strategy you choose at the time of enrollment.

The minimums range from $5,000 → $250,000.

Is CWM Right For You?

Carson Wealth Management may be the right choice for you if you are able to establish an account with a considerable starting amount and if you like working with a firm that has a large staff.

You will be assigned a financial advisor but as you might expect with the firm’s large staff, some turnover is to be expected.

You might meet with different advisors or speak with different people over the phone when you have questions about your account.

CWM, LLC, is located at 13321 California Street in Omaha, and their phone number is (402) 330-0808. Visit them online at https://www.carsonwealth.com for more details about their financial advising services.

#2 Bridges Investment Management

Bridges Investment Management is a small financial advising firm with a hefty $3,462,248,773 in AUM.

Incorporated in 1994, the firm’s current staff includes 15 employees. These include one Certified Financial Planner (CFP), one Certified Public Accountant (CPA) and six Certified Financial Analysts (CFAs).

Bridges Investment Management also maintains a Certified Trust and Financial Advisor (CTFA) on its staff.

Is Bridges Investment Management Right For You?

Bridges Investment Management primarily serves clients with high net worth.

If you have a considerable estate or plan to establish trust accounts for one or more people, being able to consult with a CTFA could be important to your future financial plans.

The financial advisors at the firm also work with corporate profit-sharing plans, federally insured banks, thrift companies and nonprofit organizations.

How To Get Started with Bridges Investment Management

In order to get started, you need to have an initial consultation. During this meeting, the financial advisor asks questions to get a feel for your risk tolerance, finances and investment objectives.

The advisor uses that information in order to draft an investment policy statement, which is used for asset allocation.

Bridges Investment Management Investment Method

The firm’s strategy is focused on long-term investments. They monitor your portfolio and make tactical changes as needed. This top Omaha financial advisor tends to use short-term strategies only when necessary.

According to the firm’s filings with the SEC, their general guidelines for investment decisions include long-term strategies and an emphasis on high-quality and investment-grade securities.

The advisors make use of many different approaches for determining the attractiveness of a particular investment. They also ensure that portfolios have an appropriate level of sector, industry and security diversification.

Bridges Investment Management is at 1125 South 103rd Street, Suite 580, in Omaha. You can reach them by phone at (402) 397-4700 or learn more online at https://www.bridgesinv.com/our-team.

#3 Wealthplan Partners

Wealthplan Partners operates offices throughout the country, including one in Omaha. Its total staff includes 22 financial advisors.

The firm was founded in 2011, and its total AUM as of Q4 2018 was $1,295,281,723

The principal indirect owner of Wealthplan is Todd Feltz. Both Brent O’Mara and Wade Behlen also hold minority ownership on an indirect status.

Is Wealthplan Partners Right For You?

Most of the clients of Wealthplan Partners are individuals.

The firm does not require a minimum starting account balance, which makes it attractive to younger investors and people who want to start saving for their retirement but do not have a lot of cash to begin.

Wealthplan uses a fee-based structure for its financial services. It also serves charitable organizations, corporations and trusts.

Wealthplan Partners Investment Method

The firm’s approach to investments is diversification of assets. The advisors believe that a diverse portfolio offers a high level of protection to clients.

This is an important strategy because the advisors work with individuals who do not necessarily have a high net worth.

In order to maintain diverse portfolios for their clients, Wealthplan Partners makes investments in mutual funds and Exchange-Traded Funds (ETFs).

Their diversification strategy looks at the relationship of investments with each other. This allows the financial advisors to make targeted decisions and reduces risk if individual stocks perform below expectations.

Get To Know Wealthplan Partners

In Omaha, Wealthplan Partners has a staff of two CFPs. One of them is also a Certified Financial Specialist (CFS).

These financial advisors also sell brokerage services and insurance products. As fiduciaries, they must put your interests ahead of their own.

In addition to being a top financial advisor in Omaha, Wealthplan Partners offers consultations for individuals who need guidance on:

• Retirement Planning
• Estate and Legacy Planning
• Tax Planning
• Philanthropic Planning and Charitable Giving

Wealthplan Partners is located on the second floor of 101 South 108th Avenue. This office is the firm’s primary location. You can reach the firm by phone at (402) 333-5448 or online at https://www.wealthplan.partners/.

#4 SilverStone Asset Management, Inc.

SilverStone Asset Management, Inc., is a financial advisory firm in Omaha, Nebraska with an estimated $896,236,740 in AUM.

Established in 2004 by John H. Nelson, the SilverStone Asset Management firm provides services that include financial planning, investment management and private wealth management. It primarily serves clients with high net worth.

Is SilverStone Asset Management Right For You?

In order to get started with SilverStone, you must have a minimum initial investment amount of $250,000.

The firm has earned many industry accolades, including being recognized by PLANADVISER magazine in 2014 and 2015 as one of their Top Retirement Plan Advisors.

The ChFC primarily works with professionals and small business owners in order to protect assets and invest for the future.

The firm’s QPFC offers detailed advising services on retirement planning. Overall, the financial advisors specialize in financial management.

They can help you with a 401(k) investment account for retirement, 529 college savings plans for your dependents or an Individual Retirement Account (IRA).

Get To Know SilverStone Asset Management

The firm has a staff of five financial advisors. Their staff has many areas of expertise to help you plan your financial future.

Those areas include a CFP, a Certified Private Wealth Advisor (CPWA), a Chartered Financial Consultant (ChFC), an Accredited Investment Fiduciary (AIF) and a Qualified Plan Financial Consultant (QPFC).

SilverStone Asset Management Investment Method

The general investment strategy of SilverStone Asset Management is the creation of a holistic financial plan that will take you and your dependents well into the future.

Their personalized plans typically include savings, debt management, income tax planning, estate planning and retirement planning.

For portfolios, they focus on risk tolerance when allocating assets in different ETFs and individual stocks.

SilverStone Asset Management, Inc., can be found at 11516 Miracle Hills Drive, Suite 100, in Omaha. You can learn more by visiting their website at https://www.silverstoneassetmanagement.com.

You may also contact them by phone at (402) 964-5400 in order to schedule a consultation with a member of their staff.

#5 Nelson, Van Denburg & Campbell Wealth Management Group, LLC

Nelson, Van Denburg & Campbell Wealth Management Group, LLC, was established in 2008. Its current ownership and management team includes Kent Nelson, Burton Van Denburg, Britt Campbell, and Rodney Goben.

Nelson, Van Denburg & Campbell Wealth Management Group AUM

This financial advisor has more than $800 million in AUM as of Q4 2018.

Is This Financial Advisor Right For You?

Nelson, Van Denburg & Campbell primarily works with individuals who do not have a high net worth.

The services provided by Nelson, Van Denburg & Campbell include retirement services and investments.

Services also include cash management and tax plan coordination. These services are important for small business owners, entrepreneurs and people who are self-employed.

They help people who have traditional employment as well as people who are self-employed or are small business owners.

The financial advisors can also provide you with education planning for your dependents through 529 college savings accounts.

They offer estate planning if you expect to leave a considerable estate to dependents or charitable organizations. Their advisors also provide guidance on survivor and asset protection.

Get To Know Nelson, Van Denburg & Campbell Wealth Management Group

Their staff includes six CFPs and two chartered financial analysts. The firm also has one Chartered Retirement Plan Counselor (CRPC) and two accredited investment fiduciaries.

Their CPRC is a person who can help you with pre-retirement and post-retirement financial planning. This professional helps you plan a retirement investment account that is best suited to your particular lifestyle.

Nelson, Van Denburg & Campbell Wealth Management Group Core Competence

An area of focus of Nelson, Van Denburg & Campbell is individual portfolio management.

Their advisors can manage or establish a portfolio for you based on your tolerance for risk.

Their portfolio investment options include exchange-listed securities, Certificates of Deposit (CDs), commercial paper, municipal securities and mutual funds.

This firm does not require a minimum investment amount in order to establish an account. Their products are fee-based in structure.

Nelson, Van Denburg & Campbell Wealth Management Group, LLC, is located at 14301 First National Bank Parkway, Suite 110, in Omaha. You may contact them by phone at (402) 218-4064 in order to make an appointment with one of their financial advisors.

Visit them online at https://www.nvcwealth.com for more details about their financial services.

#6 Lutz Financial

Founded in 2001 by Jim Boulay, Lutz Financial has more than $800 million in AUM.

With a staff of five CFPs, Lutz Financial offers a personalized approach to investments. One of its CFPs is also a CPA.

The firm has a fee-based structure, and its advisors may profit if you purchase certain available products. However, as fiduciaries, they must advise you of which products yield a profit to them.

Is Lutz Financial Right For You?

The clients of Lutz Financial include individuals, small businesses and nonprofit organizations.

Lutz Financial does not require you to have a minimum investment amount in order to get started with their investment plans.

They also do not require a minimum investment in order to access their financial advisor services.

The firm’s advisors focus on advising individuals on establishing and maintaining a diverse portfolio. If you already have an investment portfolio, they can also help you manage it.

Lutz also offers expertise in retirement planning and accepts clients who want both short-term and long-term investments.

Lutz Financial Investment Method

The approach to financial advising used by Lutz Financial focuses on putting a client’s assets into mutual funds, municipal and other bonds and ETFs.

Before selecting which stocks, funds or bonds to invest in, the firm performs a fundamental analysis.

This analysis includes examining a company’s revenue and assets against expenses and liabilities. The financial advisors aim to maximize the client’s gains and minimize the client’s expenses and taxes.

You can visit Lutz Financial at 13616 California Street, Suite 200, in Omaha. You may also contact them by phone at (402) 827-2300 in order to schedule an initial consultation.

Their website, https://www.lutz.us/services/lutzfinancial/, offers additional details about their financial advising services.

#7 Lawson Kroeker Investment Management, Inc.

Lawson Kroeker Investment Management was founded in 1986, giving it a long history and plenty of experience with managing investments in tough markets.

Currently, the firm has more than $400 million in AUM.

Get To Know Lawson Kroeker Investment Management

Its leadership team consists of Ken Kroeker, Tom Sudyka, Jr. and Vice President, Bruce Van Kooten.

There are four financial advisors on the firm’s staff. This company’s clients are about equally split between individuals and people of high net worth.

Lawson Kroeker Investment Management Investment Method

The investment strategy of Lawson Kroeker Investment Management focuses on tailoring the portfolio to the individual’s needs and risk tolerance.

Individuals can choose to allocate their portfolio of assets into equities, corporate bonds, municipal securities or mutual funds.

There are three tenets to the approach used by Lawson Kroeker Investment Management. Those include long-term investments, focused investments and quality investments.

For long-term investments, this is a minimum holding period of three to five years.

The focused investments refer to investing in a small list of securities that are well-researched and approved by the firm.

The firm describes quality as investments that ride out the whims of the market.

How To Get Started With Lawson Kroeker Investment Management

In order to start an investment account with the financial advisors at Lawson Kroeker Investment Management, you need to have a minimum initial investment amount of $1 million.

However, the firm may waive this minimum amount if you can demonstrate that you will be able to make large or significant contributions to the account in the near future. The firm’s advisors can provide specifics as to their waiver options.

The Lawson Kroeker Investment Management firm is at 450 Regency Parkway, Suite 410, in Omaha. Their staff is available by phone at (402) 392-2606 so that you can schedule an initial consultation.

You may also visit the firm’s website at www.lawsonkroeker.com in order to learn more about their investment philosophy, financial advising staff and services.

#8 Cambridge Advisors Inc.

Established in 1990, Cambridge Advisors Inc. is managed by President Lori Liffring and Vice President Michael Bridgman.

The firm’s staff includes four financial advisors. These include a chartered financial analyst, a ChFC and a CPA.

Cambridge Advisors AUM

With more than $400 million in AUM, the company operates on a fee-only structure.

They do not collect any commissions or revenue from the products that they recommend or sell.

This ensures that there are no financial conflicts of interest between you and your financial advisor.

Is Cambridge Advisors Right For You?

The financial advisors at Cambridge Advisors Inc. work with a mix of individuals, people of high net worth, pension managers and profit-sharing plans. They build portfolios based on your risk-tolerance profile.

Financial advisors choose mutual funds and ETFs for client portfolios. Most of the firm’s focus is on long-term strategies for the allocation of assets.

The advisors do not try to time the market, but they do take a close look at the risk and reward relationship for each asset class over a specific period of time.

Your advisor will adjust your asset allocation over time based on your needs, the projected opportunities for growth and your tolerance for risk-taking.

Cambridge Advisors Inc.’s headquarters is at 17330 Wright Street, Suite 205, in Omaha. You may reach the firm’s staff by phone at (402) 697-1166 in order to schedule your initial consultation.

On their website, www.cambridgeadvisors.net, the firm offers additional details about its investment philosophy, services and background.

#9 America First Investment Advisors LLC

Founded in 1994, America First Investment Advisors LLC is an employee-owned top financial advisor in Omaha Nebraska.

It currently has more than $300 million in AUM. The staff of five financial advisors includes CFPs and chartered financial analysts.

America First Investment Advisors Fees

They do not charge commissions or sell investment products. You pay a quarterly management fee to the firm.

All of the firm’s financial advisors have college degrees in a relevant field and at least two years of prior investment experience.

Is America First Investment Advisors Right For You?

Most of the people who work with America First Investment Advisors LLC are individuals with a moderate to high net worth.

In order to start an account with the firm, you must have an initial minimum amount of $300,000.

The firm also works with trusts, estates, charitable organizations, corporations and small business owners.

America First Investment Advisors Investment Method

The focus of America First Investment Advisors LLC is on long-term investment strategies for individuals who are planning for a secure retirement.

The financial advisors can help you with retirement investments, major life event planning and wealth management.

America First Investment Advisors LLC has a list of specific criteria that it looks for in funds, bonds and securities, including a strong balance sheet and a cash flow that exceeds operating costs.

The financial advisors also look for market niches that provide a competitive advantage for investment growth.

They use fixed-income securities such as bonds and ETFs in order to limit the number of transactions.

Most of their transactions are for large amounts of fixed-income securities.

Stop by the headquarters of America First Investment Advisors LLC at 10050 Regency Circle, Suite 515, in Omaha.

You may contact them at (402) 991-3388 in order to schedule a consultation with an advisor. On their website, https://www.am1st.com, you can find additional details about their services, staff and investment strategy.

#10 Silverleaf Advisor Group, LLC dba Silverleaf Wealth Management

Silverleaf Advisor Group, LLC, is a relative newcomer to financial advising in Omaha.

Founded in 2016 by Justin Gibson and Curtis Krueger, the firm has more than $100 million in AUM.

Get To Know Silverleaf Wealth Management

There are seven financial advisors at the firm, including one chartered financial analyst.

The financial advisors may receive a commission from selling certain products. As fiduciaries, though, it is their responsibility to inform you if this is the case.

They have a fee-based structure for their advising services.

Is Silverleaf Wealth Management Right For You?

Most of the clients of Silverleaf Advisor Group, LLC, are individuals.

The firm also works with nonprofit organizations, small businesses, corporations and insurance companies.

Many of the firm’s services focus on major life events and making wise individual decisions related to money.

The advisors can help you with selecting the right car for your budget, establishing a 529 college savings account or starting an IRA.

They also offer guidance on selecting the right life insurance policy and coverage level.

Their other services include:

• Business Planning
• Disability Insurance
• Long-term Care Insurance
• Coverdell Education Savings Accounts
• Estate Planning

Silverleaf Wealth Management Investment Method

Silverleaf Advisor Group, LLC, aims to create a diverse portfolio for its clients. Diversification refers to how investments relate to each other within an individual portfolio.

These Omaha financial advisors look for companies with different characteristics beyond the class of the assets.

The biggest chunk of their investments is in mutual funds. When it comes to diversification, mutual funds may be a wise choice because they group together an array of companies.

This offers more protection against financial loss than investing heavily in a single stock.

Silverleaf Advisor Group, LLC, is located at 12910 Pierce Street, Suite 100, in Omaha. You can schedule an initial consultation by calling the firm at (402) 934-7200. Additional information about their financial advisors and services is available on their website, http://www.silverleafwealth.com.

Top Financial Advisors Omaha Nebraska Summary

The right financial advisor allows you to get started planning a solid financial future.

Each one of these firms in Omaha has a unique approach to making investments. They offer different financial services in order to accommodate your available investment income and your tolerance for risk-taking.

Before making your choice, consider meeting with a few advisors from this list in person and getting a feel for their style.

The article 10 Top Financial Advisors Omaha Nebraska was originally posted on Investormint

We understand your plight to find the best financial advisor in Memphis, so we gathered key facts, figures, and information about the top wealth managers in the city to save you the hassle.

Telarray

Founded in 2005, Telarray is a fee-based firm managing over $800 million.

It employs nine financial advisors who collectively manage accounts for 600+ investors.

An investment minimum of $500,000 is required to open an account.

How Your Money Is Invested?

Telarray financial advisors use asset allocation strategies to manage portfolios.

The client onboarding process begins by giving an advisor details about your financial situation.

An advisor will ask how well you tolerate investment risk and whether your portfolio should include cash holdings. He will also inquire about your financial goals.

The firm philosophy is to advocate against stock market timing. Investors who attempt to time the market rarely achieve successful results, according to Telarray.

In view of this conservative approach, financial advisors help you to create an investment portfolio with a strong emphasis on long-term holdings. To further diversify your holdings, global holdings may be selected.

Your portfolio may be invested in mutual funds and ETFs also. More aggressive investments are shunned, so do not expect to hold property or futures investments.

Meet The Team

John Paessler and Michael Shaul own both Telarray and FSG as partners with the McGehee family.

Mr. Paessler is a Certified Public Accountant (CPA) and a Personal Finance Specialist (PFS). He also has a Series 65 Securities license.

Michael Shaul is both a CPA and a PFS.

Legacy Wealth Management

Legacy Wealth Management manages around $1.25 billion in assets and employs 17 financial advisors.

Over 800 investment accounts are managed and to join them you’ll need to have a minimum of $500,000.

The firm’s advisors are not compensated by selling products in order to avoid conflicts of interest.

How Your Money Is Invested

If you want international investment exposure, Legacy may be right for you.

Portfolios are diversified and may include:

• Equities
• Bonds
• Mutual funds
• Exchange-traded funds (ETFs).

Legacy Wealth Management Philosophy

The firm applies the basic principles of its founder, John Ueleke:

• Clients
• Culture
• Compassion
• Commitment to honesty and integrity

Meet The Team

Legacy Wealth Management employs 13 Certified Financial Planners (CFPs) and nine individuals with Master of Business Administration (MBA) degrees.

Green Square Capital

Managing nearly $3 billion, Green Square Capital is a fee-based firm.

Although the firm does not have a minimum requirement to open an account, most of its clients are high net-worth individuals with at least $1.5 million in assets.

This firm describes itself as the “Entrepreneur’s Wealth Advisor.”

Client Offerings

Green Square Capital offers:

• Wealth Advisory
  • Accredited investors
• Family Office
  • Acts as an outsourced Chief Financial Officer
• Institutional Asset Management
  • 401ks
  • Foundations
  • Endowments
  • Charities
  • Public entities
  • Corporations

If you qualify as a wealth advisory client, you can take advantage of year-end tax reporting services and portfolio rebalancing, as well as full online access to its portal.

Green Square Capital specializes in helping family office clients with complicated financial requirements.

Services include:

• Customized reporting
• Accounting, legal and Insurance
• Managing alternative investments

You qualify for institutional asset management services if you own a business or nonprofit organization.

Meet The Team

Darrell Horn and Steven Samson established the firm in 2001 as an independent boutique wealth management company.

Darrell has more than 25 years of experience in the financial field. Steven, the Senior Managing Director, is a member of the firm’s investment and executive committees.

Although Green Square Capital employs a Chartered Financial Analyst (CFA), two Certified Public Accountants (CPAs) and several Series 65 Financial Investment Advisors, the firm employs no Certified Financial Planners (CFPs).

Reliant Investment Management

Established in 2001 by John & Susan Huffman and Lon Magness, Reliant Investment Management serves public clients, institutional clients, and private clients.

The firm manages accounts (and pension plans) for high-net-worth individuals as well as for government entities, businesses and charities.

The fee-only advisory firm’s employees do not earn commissions for sales. You need to have a minimum of $500,000 to open an account.

Client Services

Public Client Services include management of securities as well as customized accounting and reporting, board oversight, portfolio and cash flow projections.

Institutional Client Services include discretionary and transitional portfolio management, retirement plan advisory services, portfolio consulting services, and administrative services.

Private Client Services include financial and estate planning, discretionary portfolio management, retirement plan advisory services, and administrative services, such as consolidated record keeping and performance measurement.

How Is Your Money Invested?

This advisor firm uses several methods to analyze securities, including technical analysis and fundamental analysis. Advisors also factor in overall economic conditions.

If you are an account holder at Reliant Investment Management, plan on holding a range of securities, including stocks, bonds, mutual funds and ETFs.

Your portfolio may also include option contracts, debt securities and futures contracts.

Meet The Team

This firm employs six financial advisors, including two Certified Financial Planners (CFPs) and two Chartered Financial Advisors (CFAs).

Waddell & Associates

Established in 1986, Waddell & Associates has a strong historical background with its headquarters located in East Memphis. It is a fee-only firm that manages $800+ million in assets.

You must have at least $500,000 to open an account.

The company does not pay advisors commissions, so you won’t pay fees when you buy products.

Firm Structure

Focus Financial Partners owns Waddell & Associates.

As a Limited Liability Company (LLC), Focus Financial Partners also owns several advisor firms, brokerage firms and insurance agencies.

How Is Your Money Invested?

If you become a client, you will most likely establish a “model portfolio.”

Model portfolios feature different template portfolios designed to match a client’s specific financial requirements. In other words, your Waddell & Associates team does not create customized portfolios from scratch.

Your portfolio may include no-load mutual funds, ETFs, stocks, bonds, Certificates of Deposit (CDs) and money market funds.

Investment Minimum

If you do not meet the company’s minimum $500,000 requirement to open an account, you may want to take advantage of its robo-advisor platform called W&Ai, which comes with a $5,000 investment minimum.

This platform is based on Schwab Intelligent Portfolios. Investments are traded and rebalanced according to computer algorithms.

If robo-advisors appeal to you, check out Betterment, an industry leader in digital money management.

Meet The Team

David Waddell is the founder, Chief Executive Officer (CEO) and President, and Certified Financial Planner (CFP).

He earned his Master of Business Administration degree at Babson College. Prior to founding Waddell & Associates, Mr. Waddell worked at Charles Schwab Corporation.

Perry Green is the Senior Vice President at Waddell & Associates.

Boasting experience as a tax professional employed at Ernst & Young, Mr. Green is also a Certified Public Accountant (CPA), a Certified Financial Planner (CFP) and a Chartered Financial Analyst (CFA).

The firm also employs nine advisors and manages approximately 900 accounts – more than any of the other advisory firms on our list.

Summit Asset Management

Established in 1991, Summit Asset Management provides investment management services and financial planning services.

Summit Asset Management is a fee-only firm so its advisors do not receive commissions for sales.

It has more than $500+ million in assets under management and manages approximately 450 investment accounts.

You need to have $500,000 to open an account.

How Is Your Money Invested?

New clients are introduced to investing via a multi-step process.

1. Understanding your personal financial goals and motivations for investing. This step includes your tolerance for risk, your income tax bracket, your earned income amount and your time horizon. You will have an advisor who creates an investment portfolio designed to meet your needs.
2. Collaboration: An investment committee featuring several advisors provides services to you as a valued client.
3. Creation and continuity: Your advisor develops a portfolio that includes stocks, bonds, mutual funds and ETFs.

Meet The Team

The firm’s primary owner is Samuel Thompson. He is also the firm’s Principal Financial Advisor, Chief Compliance Officer (CCO) and Chairman.

Previously, he was employed at The Equitable, a life insurance agency. He is certified as a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC).

The firm’s remaining shares are owned by John Laughlin and Lance Hollingsworth.

Mr. Hollingsworth also holds a position as the Senior Vice President of Trading and Operations. He is also a Certified Financial Planner (CFP).

Mr. Laughlin has worked for Summit Asset Management since 2001 and is a Certified Financial Planner (CFP).

The firm also employs two additional Certified Financial Planners (CFPs).

Kelman Lazarov

Managing over $400 million in AUM, Kelman Lazarov is a fee-based firm.

Employees may be compensated via commissions, so you may receive solicitations to purchase insurance policies if you open an account.

Investment Minimum

You do not need to have a minimum amount of money to open an account.

Most of the firm’s clients are not high-net-worth individuals.

Is Kelman Lazarov Right For You?

The firm provides financial planning services and investment management advice.

If you are interested in opening an Individual Retirement Account (IRA), Kelman Lazarov offers retirement planning services too.

The firm’s advisors aim to help you make careful decisions for your future by ensuring you have an understanding about your financial situation.

If you open an account at Kelman Lazarov, you will receive personal advice about how to manage your finances.

Meet The Team

The firm employs five insurance agents along with 11 financial advisors.

Ron Lazarov and Marty Kelman own the firm. Ron Lazarov is the firm’s President. Marty Kelman is the firm’s Chairman.

Both men have been employed in the financial field for more than four decades. Mr. Lazarov and Mr. Kelman are Certified Financial Planners (CFPs). Mr. Kelman is also a Certified Retirement Counselor (CRC).

Kelman Lazarov also employs:

• Four more Certified Financial Planners (CFPs)
• One Chartered Financial Analyst (CFA)
• One Certified Retirement Counselor (CRC)

How Is Your Money Invested?

You will pay a lower fee if you have a Traditional Asset Management Program account. However, you will need to pay a fee for each transaction, including a brokerage commission, a clearance fee and a settlement service fee.

If you have a Wrap Fee Program account, you will pay a higher annual fee. However, you will not need to pay fees for any of your transactions.

You need to have a minimum of $200,000 to establish a Wrap Fee Program account.

Red Door Wealth Management

Red Door Wealth Management may be ideal if you are not a high-net-worth individual because it does not require a minimum amount to open an account

Investment Minimum

Even though Red Door Wealth Management does not require investors to have specific assets in order to establish accounts, the firm does have high net-worth individuals as clients.

Additionally, the firm’s advisory team manages:

• Pension plans
• Plans for government entities
• Plans for corporations and charitable organizations

How Is Your Money Invested?

This advisor firm analyzes securities via a distinct blend consisting of fundamental analysis, modern portfolio theory and technical analysis.

Advisors use asset allocation strategies to maximize returns.

The goal is to create diversified investment portfolios that include stocks, bonds, mutual funds, ETFs, government securities and Real Estate Investment Trusts (REITs).

Advisors also recommend that clients invest some holdings in money market funds and CDs.

Meet The Team

Red Door Wealth Management employs five financial advisors, including:

• Certified Financial Planners (CFPs)
• Certified Plan Fiduciary Advisor (CPFA)
• Chartered Financial Analyst (CFA)
• Certified Public Accountants (CPAs)

Brandon Financial Planning

This firm has a long history offering financial planning services since 1980.

Brandon Financial Planning is a fee-based firm. Managing assets of over $276 million, the firm’s advisors handle more than 200 investment accounts.

Investment Minimum

This firm does not have a minimum requirement to open an account. However, it does enforce a $3,000 minimum fee.

Meet The Team

Even though Brandon Financial Planning has existed for many years, it remains comparatively small, employing just three financial advisors.

The Denby Brandon brothers co-own Brandon Financial Planning. Both brothers have Certified Financial Planning (CFP) backgrounds.

In addition, Raymond Brandon is a Chartered Financial Analyst (CFA), a Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU).

Gary Kieffner, an additional financial advisor, is a Certified Financial Planner (CFP).

Is Brandon Financial Planning Right For You?

Serving clients for several generations, Brandon Financial Planning emphasizes personalized service and compassion.

The firm subscribes to four philosophical tenets described as the abilities to “save well, live well, give well and sleep well.”

Private Wealth Management, Inc.

At Private Wealth Management, Inc., you need to invest a minimum of $1 million to open an account and caters exclusively to high net worth individuals.

It is a fee-only firm that manages $600 million in assets.

Is Private Wealth Management Right For You?

The firm has a handful of investors who are not high net-worth individuals.

It also manages assets for a few charitable organizations. However, the majority of investors consists of high net-worth individuals.

Private Wealth Management, Inc. Investment Philosophy

Advisors look for mutual funds and ETFs that complement investors’ personal goals and risk tolerance levels.

The firm sometimes hires independent money managers who advise clients about different aspects of their investment portfolios.

It researches each manager’s employment record and relationship with risk tolerance along with the manager’s philosophy on investments and seeks to match an independent money manager with your personal needs.

Meet The Team

Founded by its current owners, Joseph Horner and Scott Robbins, Private Wealth Management, Inc. offers financial planning services and tax preparation services.

In addition, the firm offers investment management services. Mr. Robbins is a Certified Financial Planner (CFP).

Mr. Robbins and Mr. Horner both have law degrees.

How to Select
an Ideal Financial Advisor

To select the right advisor for you, start by understanding your own financial situation. Check out one of these budgeting apps if you want to easily track your net worth and expenses.

Enquire about the minimum deposit needed to invest as well as the firm’s basic philosophy. Choose an advisor firm that matches your own views on investing.

Our list of the best financial advisors in Memphis, Tennessee, gives you detailed information to help you make the right decision.

Investing your assets with an excellent advisor firm is an important decision. Consequently, we believe you should invest your assets for the right reasons.

Think about your financial goals. You may want to establish an Individual Retirement Account (IRA) for your future. Perhaps you wish to create an investment portfolio that withstands the stock market’s volatile nature while also providing you with a steady income.

Although we have compiled a comprehensive list, you may still have doubts about which advisor to choose. If so, feel free to meet with several advisors before making your final decision.

How We Found the
Best Financial Advisor Firms in Memphis, Tennessee

We studied the best financial advisors in Memphis and checked with the U.S. Securities and Exchange Commission (SEC) for verification purposes.

We only included advisor firms registered with the SEC because these advisors have fiduciary obligations to act in their clients’ best interest.

We did not include advisor firms with previous disciplinary issues or disclosures.

Furthermore, we avoided including firms that do not manage financial accounts for individuals.

The article 10 Best Financial Advisors Memphis TN was originally posted on Investormint

Recent stats show Pittsburgh’s Gross Domestic Product (GDP) was more than $144 billion, which made it the 25th most prosperous city in the U.S.

It’s no surprise then to discover that Pittsburgh’s financial services industry is booming too. Pittsburgh has lots of financial advisors who offer an ever-expanding portfolio of planning and management services but which ones qualify as the best financial advisors in Pittsburgh PA? We did the homework to save you the time.

CooksonPeirce Wealth Management

CooksonPeirce Wealth Management is a high-end wealth advisory service: The firm does not work with individuals who have less than $1 million to invest.

CooksonPeirce Wealth Management Services

Though the firm is small with only nine advisors, it is jam-packed with experience and is able to offer each client a customized suite of services that include:

• Asset management
• Financial planning
• Tax and retirement planning

How Is Your Money Invested?

CooksonPeirce takes a strictly quantitative approach when it comes to growing wealth.

Investments are made with an eye on total returns through capital appreciation; capital preservation is the prime directive.

The firm seeks out high-performance equities and fixed-income securities such as stocks, exchange-traded funds (ETFs) and bonds.

It claims to act rationally in the interests of clients, meaning that positions are only maintained so long as stocks keep moving in the right direction, otherwise positions are sold.

Portfolios are reviewed on a weekly basis and rebalanced according to CooksonPeirce’s proprietary model.

Investment Philosophy

The investment approach factors in elements like earnings, new product announcements, personnel changes, mergers, acquisitions and the like so that no piece of meaningful data is written off as random happenstance.

Though prospective clients can choose among conservative, moderate, growth and aggressive management strategies, the majority of CooksonPeirce’s long-term clients stick with moderate and growth investment strategies.

Fixed-income portfolios that contain large numbers of bonds set to mature in 12 years or less are staggered to generate steady returns.

Meet The Team

The firm’s co-founder, Bob Pierce, spent 14 years refining the firm’s proprietary relative-strength stock selection model before he joined with Jane and Don Cookson in 1984 to start the firm that bears their names.

Fort Pitt Capital Group, LLC

Fort Pitt Capital Group’s founders Michael Blehar and Theodore Bovard have consistently been cited among the most productive financial advisors in the state of Pennsylvania according to rankings put out annually by Barron’s.

Though the company has more than $2.5 billion in assets under management, the majority of its clients are not high-net-worth individuals but rather individuals who are comfortable and intend to remain that way.

What Is The Fort Pitt Capital Investment Minimum?

Fort Pitt Capital Group’s minimum account requirement is $500,000.

Firm History

Fort Pitt Capital Group was spun off from an earlier entity called Fort Pitt Capital Group, Inc. in 2015.

The firm believes that building wealth often calls for a group effort and is open to coordinating the services it offers with other players on a client’s financial team such as his or her CPA, attorney and insurance broker.

How Is Your Money Invested at Fort Pitt Capital?

The company is committed to making sure clients’ portfolios accurately reflect their risk tolerances.

To that end, Fort Pitt Capital Group uses distinct strategies for stocks, bonds and asset allocations.

Individual equity accounts are customized portfolios consisting of stocks that are hand-selected to provide a competitive market return during market upswings and downturns alike.

The firm recommends bond-weighted accounts for clients who are nearing retirement and whose primary goal is asset preservation so that their funds will last them throughout their golden years.

Finally, Fort Pitt Capital’s asset allocation strategy relies upon a diversified approach that’s geared to maximizing returns on a long-term basis.

Is Fort Pitt Capital Right For You?

Fort Pitt Capital Group prides itself on its high ethical standards and its transparency.

Clients’ needs come first, and the firm is committed to acting in clients’ best interests in the long run – even if that may mean saying “no” to a client in the short run.

Fragasso Financial Advisors

Fragasso Financial Advisors has been singled out for acclaim by heavy hitters such as Forbes, Barron’s, Investment News and The Pittsburgh Financial Times.

The advisors and other professionals who work for the company are salaried, which means the temptation to sell products in order to earn commissions does not exist.

The firm invites clients to become proactive partners in their investment decisions by providing regular electronic communications as well as ongoing print publications such as the quarterly Investment Outlook and the firm’s proprietary magazine The Advisor.

Investment Minimum

Fragasso has a minimum investment requirement of $250,000.

It doesn’t seek to serve high-net-worth individuals; rather, the majority of its clients might accurately be described as in the higher tiers of the middle class.

Investment Services

Services offered include

• Income tax reduction strategies
• Life insurance
• Long-term care cost analysis
• Estate planning
• Business succession planning

Is Fragrasso Financial Advisors Right For You?

Once a client signs on with Fragasso, he or she is assigned a dedicated team that includes a financial advisor, a portfolio manager and an administrative specialist.

With the help of this team, the client will then create an Investment Policy Statement and a set of guidelines, which function as a map to that client’s investment objectives and risk tolerance.

Fragasso’s in-house portfolio management team will then design a portfolio whose asset allocations are aligned with that client’s risk and return profile.

Portfolios combine individual stocks and options, ETFs, institutional no-load and load-waived mutual funds, alternative investments and variable annuity subaccounts.

Once each quarter, Fragasso reviews each client portfolio, rebalancing where indicated, to help ensure that assets are allocated according to that client’s Investment Policy Statement.

The Coury Firm

Coury Firm Asset Management LLC was first founded in Pittsburgh in 1984.

Its rebranding to The Coury Firm in 2018 signaled the company’s ambition to become a player in the world outside the Steel City: The company recently opened a second office in Los Angeles.

The Coury Firm Clients

The Coury Firm’s clients include wealthy individuals, corporations, charitable organizations, endowments, foundations and pension plans.

The Coury Firm AUM

The Private Wealth Division of The Coury Firm includes:

• Portfolio implementation
• Customized asset allocation
• Continuous monitoring of portfolio strategies and risks for clients whose cumulative net worth represents more than $2.5 billion.

Investment Minimum

Though the firm doesn’t publicize its minimum account requirement, its minimum annual fee is $30,000, which is an obvious disincentive to clients with modest portfolios.

Meet The Team

The firm has three other subdivisions:

• Business & Corporate
• Advisory Alternative Investments
• Wellness & Risk Management

The goal of the Alternative Investments division is to identify attractive, risk-adjusted return outcomes.

The Wellness & Risk Management division aims to optimize the benefits packages business clients offer employees and to help these clients ensure necessary compliance with all pertinent regulatory oversight requirements.

Investment Approach

The Coury Firm believes that the secret to generating long-term returns in a steady fashion is the active management of risk.

Portfolios should be constructed in a manner that optimizes the growth of investments but that also minimizes volatility.

To this end, Coury employs two strategies in its investment management services: either a client’s assets are allocated between third-party funds and funds affiliated with The Coury Firm, or a client’s assets are allocated entirely with third-party funds.

The strategy selected depends upon that client’s financial circumstances and whether or not the client needs access to liquidity.

Guyasuta Investment Advisors, Inc.

Guyasuta Investment Advisors was initially Scheetz, Smith and Company when the firm was first founded in 1983.

In 1994, after a corporate restructuring that left company ownership in the hands of its six investment professionals, the firm was renamed.

The firm primarily provides investment management and financial planning services to high-net-worth individuals, though it also works with corporations, charitable foundations, government entities and pension plans.

How Guyasuta Invests Your Money

Guyasuta’s financial investment strategies draw heavily upon the principles of fundamental analysis, an asset allocation model that looks upon key ratios as the indicators of a business’s robustness.

The company conducts its own analyses of companies and their financial prospects, considering factors like credit ratings and insurance.

In order to drive long-term capital appreciation, the company favors an equity philosophy that focuses upon risk management, diversification and the direct ownership of equity securities.

Guyasuta looks for favorable risk/reward opportunities in companies across multiple sectors and industries.

For clients with fixed incomes, Guyasuta focuses upon preserving capital, reducing risk and generating a steady income stream by customizing portfolios that contain a bespoke mix of municipal, corporate and treasury bonds.

Bond portfolios are staggered to stabilize income returns.

Is Guyasuta Right For You?

Each client has the opportunity to work closely with one or more of Guyasuta’s principals.

Equity and fixed-income portfolios are reviewed on a regular basis by all portfolio managers, and determinants like economic data and political and international events are factored in with company-specific developments to create market performance analyses.

Guyasuta was honored in 2017 as one of the financial planning industry’s top advisory firms by the prestigious global business publication Financial Times.

XPYRIA Investment Advisors, Inc.

XPYRIA has been in business since 1990 and has more than $663 million in assets under management.

The firm maintains a minimum account requirement of $1 million.

The bulk of its clients are high-net-worth individuals, charities, pension plans, and corporations.

How XPYRIA Works With You

XPYRIA Investment Advisors’ assesses the risk tolerance and investment objectives of individual clients, the firm then seeks out third-party managers to manage its client accounts in accordance with client risk and return profiles.

The firm rigorously screens managers so prospective managers are evaluated both qualitatively and quantitatively to increase the chances that the right candidate will be selected.

Is XPYRIA Right For You?

A key component of the firm’s planning strategy is the creation of a written plan that clearly documents elements like debt, cash flow, existing investments and prospective refinancing options.

The firm selectively targets individuals who are nearing retirement age or who are beginning to prepare for retirement as well as individuals who may be in the midst of a major life transition.

XPYRIA also focuses on guiding families through wealth transition from one generation to the next so that heirs will be prepared to receive and manage wealth.

Hunter Associates

Founded in 1992 by David Hunter, the financial advisor’s mission it to achieve its clients’ financial goals through a combination of investments and brokerage services.

The firm has 10 advisors and holds over $600 million in assets under management.

It operates on a fee-based structure, and some of its employees may receive commissions off the sale of certain products.

However, as a fiduciary, the firm is obligated to put the best interests of its clients ahead of its own.

Meet The Team

Hunter Associates has on staff three Certified Financial Planners (CFPs), one Certified Public Accountant (CPA), two Chartered Financial Analysts (CFAs), one Accredited Wealth Management Advisor (AWMA) and eight Accredited Investment Fiduciaries (AIFs).

Client Services

Hunter Associates offers financial planning services, and these come in two types.

The Strategic Plans type is for those investors who have a certain objective in mind, such as funding for college, planning for retirement or setting up an estate.

Focused Advice is for those who have rather complex situations that require financial planning tailored to their unique needs.

Investment Minimum

Hunter Associates is one of only two firms on this list that does not require a minimum investment.

This makes it ideal for individuals who may not have a high net worth, although the business still does serve wealthier individuals.

Investment Method

Hunter Associates’ investment philosophy is to take a long-term approach with investment plans.

The company takes a two-step approach to investing.

It will work with clients to create a personalized investment policy that is focused on achieving a balance between portfolio risk and reward, serving as the framework for the specific investor’s portfolio.

The firm will then perform research in order to choose the right securities for the investor.

Regarding assets, Hunter Associates divides these into four categories:

• Conservative
• Conservative fixed-income
• Aggressive growth and appreciation
• High-grade growth.

It believes that a combination of asset categories offers the best strategy for investment growth.

Henry H. Armstrong Associates, Inc.

Though it has just one Certified Financial Planner (CFP), one Chartered Financial Analyst (CFA) and two other advisors on staff, Henry H. Armstrong Associates is a powerhouse financial planning firm with more than $700 million.

With offices in Pittsburgh and New York, the firm serves clients in 23 states and two countries.

Clients include:

• Individuals
• Family trusts
• Estates
• Pension funds
• Charitable foundations

Investment Philosophy

The firm’s asset allocation strategies are influenced by the investment styles of Benjamin Graham and Warren Buffett.

Henry H. Armstrong avoids stocks that are overly valued even when the companies issuing them have strong fundamentals.

The firm also eschews the traditional wisdom that diversification is the best strategy and tends to concentrate portfolios among a few highly vetted securities.

It invests in companies it believes to be strong enough to withstand over the long-term such headwinds as recession, inflation, competition and other factors that cause market volatility.

Henry H. Armstrong’s philosophy is that once purchased, stocks should be held for the long term.

Investment Method

The firm uses its own formula for evaluating company fundamentals.

Of particular concern in the firm’s analysis of strengths and weaknesses is whether or not a company has a defendable business model – what is likely to happen to that franchise over a time span of 5 to 10 years? And will it be susceptible to commodity pricing pressures.

The firm favors companies that are in the middle phase of their business cycle where they are vulnerable neither to the hypergrowth that besets early stage businesses nor to the slowdowns that characterize businesses at the end of their life cycles.

Investment Minimum

It caters mostly to high-net-worth individuals, and its minimum required investment is $2 million.

Is Henry H Armstrong Right For You?

Henry H. Armstrong is particularly well-known for its ability to minimize its clients’ tax liability with respect to the assets the firm manages for them.

The firm’s average annual turnover is below 10%, and Henry H. Armstrong clients are typically able to defer taxes for five to eight years so that they are able to take advantage of lower capital gains rates.

D.B. Root & Company, LLC

D.B. Root & Company has been rated one of the best financial advisors in Pittsburgh.

As part of the company’s holistic approach to wealth management, it offers one of the widest ranges of fiduciary services in the Mid-Atlantic and Great Lakes Region.

Whether you’re interested in financial advisory services, tax planning, investment planning, retirement planning, asset management or specialized 401(k) advice, you’ll find it here.

Meet The Team

Among the credentials held by D.B. Root advisors are:

• Certified Public Accountant (CPA)
• Certified Financial Planner (CFP)
• Certified Plan Fiduciary Advisor (CPFA)
• Certified 401(k) Professional (C(k)P)
• Accredited Investment Fiduciary (AIF)
• Accredited Investment Fiduciary Analyst (AIFA)
• Accredited Asset Management Specialist (AAMS)
• Chartered Financial Analyst (CFA)
• Chartered Financial Consultant (ChFC)
• Chartered Life Underwriter (CLU) and Registered Paraplanner (RP)

Client Services

The firm’s Flagship Client Services are targeted toward individuals who have between $1 million and $25 million to invest.

These services focus on innovative portfolio strategies that combine passive and active investments.

Other services include the DBR Advisory Services Suite, which is aimed at moderate-wealth investors with more than $500,000 in assets who are preparing for retirement and offers access to the firm’s proprietary LifePlan 20/20® financial planning process.

DBR Next is designed to meet the needs of younger investors who have less than $500,000 in assets but who aspire to achieve high net wealth in the future.

D.B. Root also offers an assortment of bespoke corporate advisory solutions such as Fiduciary Plan Solutions, a service that streamlines the process of setting up qualified retirement accounts.

Investment Method

D.B. Root’s proprietary asset management strategy is dubbed Strategic AIM.

Strategic AIM draws upon macroeconomic factors in allocating assets in client portfolios and uses aggregated indicators such as projected economic growth, inflation risks and monetary policies to select positions.

Portfolios are typically a mixture of stocks, bonds, low-cost securities and cash, weighted to reflect individual clients’ risk tolerances.

Commonwealth Advisory Group, Ltd.

Founded in 1993, Commonwealth Advisory Group offers investment advisory services to its clientele.

The firm serves individuals and entrepreneurs as well as those with a high net worth, like professional athletes and executives.

This is a fee-only firm.

Investment Minimum

You’ll need a minimum of $50,000 to get started with Commonwealth. The firm has over $350 million in assets under management.

Meet The Team

Robert Lohman is Commonwealth’s president, CEO and COO.

The company has a team of six advisors, including a Chartered Retirement Planning Counselor (CRPC) and one Certified Financial Planner (CFP).

Client Services

At Commonwealth, the advisors use what are called Longevity Blueprints, which are employed to present to clients the paths that will be used to achieve their unique goals.

Commonwealth provides business consulting and portfolio management.

The firm also offers financial planning services that include tax planning as well as estate and retirement planning.

The financial advisor takes a mainly conservative approach to investing. It focuses on a long-term strategy and advises clients to buy and then hold on to their investments to maximize growth.

Investment Method

When it comes to portfolio creation, Commonwealth takes several factors into account, such as the risk tolerances, objectives and time horizons of their clients.

The company also includes any restrictions that clients may wish to place on their accounts.

Commonwealth uses tax-exempt bonds, no-load mutual funds and U.S. government securities in investments. Occasionally, Commonwealth may also use common or preferred stocks.

While it does offer tax planning, it advises its clients to use the services of tax professionals.

How We Found the Top Financial Advisor Firms in Pittsburgh, Pennsylvania

The list we’ve put together consists of financial advisors that maintain primary offices in Pittsburgh, offer financial planning and manage individual accounts.

In compiling this list, we relied on research done by top financial media sources like Forbes and Barron’s and also weighted other criteria such as:

Licensing: Both the licensing and registration of investment advisor representatives in Pittsburgh are handled by the Pennsylvania Securities Commission. Investment advisors must pass a rigorous examination before they can be certified.

Credibility: Credentials, awards and investment philosophy highlight credibility.

Assets under management (AUM): The market value of the assets a financial company manages on behalf of its clients represents its assets under management.

The article 10 Best Financial Advisors Pittsburgh PA was originally posted on Investormint

We did the research so you can fast-track the process of finding a money manager who can best help you achieve your financial goals.

Largest Financial Advisor:
Fort Washington Investment Advisors Inc.

Fort Washington Investment Advisors Inc. is a fee-based business that ranks first in this list.

Managing more than $54 billion for high-net-worth investors, the firm requires a $500,000 deposit to open an account.

Fort Washington Investment Advisors Inc. manages accounts for both private individuals and institutions, including pooled investment vehicles, pension plans, charities, insurance agencies, large corporations and governmental bodies.

Meet The Fort Washington Investment Advisors Team

The firm employs almost 100 financial advisors, including:

• Certified Financial Planners (CFPs)
• Certified Wealth Strategists (CWS)
• Chartered Alternative Investment Analysts (CAIAs)
• Chartered Financial Analysts (CFAs)

What Fees Do You Pay?

You pay an investment management fee based on the percentage of your invested assets.

Commissions may also be charged when you buy insurance products.

Is This Financial Advisor A Fiduciary?

Yes, Fort Washington Investment Advisors Inc. is a fiduciary, so advisors are required to act in your best interests.

History Of Fort Washington Financial Advisors

Founded in 1990, Fort Washington Investment Advisors Inc. includes four companies, each of whom owns shares in the firm.

The four shareholders include Western & Southern Investment Holdings, LLC., Western & Southern Financial Group, Western & Southern Mutual Holding Company and Western and Southern Life Insurance Company.

Financial Services Offered

The services offered to clients of Fort Washington Investment Advisors Inc., include:

• Public Equity
• Fixed-income
• Insurance solutions
• Private equity

The company caters to a wide array of financial strategies, including derivatives management, domestic stock holdings, international stock holdings, private equity investments, options, short sales, short-term purchases and long-term purchases.

Johnson Investment Counsel: Experienced Team

Johnson Investment Counsel, Inc. manages more than $10 billion in assets.

It is a fee-only advisory firm employing over fifty financial professionals in various capacities, including:

• Chartered Financial Planners
• Chartered Financial Analysts
• Certified Trust and Financial Advisors (CTFAs)
• CPA
• Certified Investment Management Analyst (CIMA)
• Chartered Financial Consultant (ChFC)

What Is The Investment Minimum?

You need to invest a minimum of $500,000 to open an account at Johnson Investment Counsel.

Meet The Team

In 2017, Johnson Investment Counsel, Inc. received mention on Barron’s list of top advisor firms as the 15th best firm.

Whether you’re an industry exec or on the cusp of retirement, Johnson can help you better plan your financial future.

History Of Johnson Investment Counsel

Since it was established in 1965, Johnson Investment Counsel has enjoyed steady growth.

Currently, it is ranked as the largest employee-owned, independent firm in Ohio specializing in wealth management strategies.

Client Services

A wide range of financial services are offered, running the gamut from retirement, business succession and charitable planning to investment management.

The firm also provides debt management and banking services. If you want to plan your estate or make sure you have ample insurance coverage, Johnson Investment Counsel, Inc. has a strategy to fit your needs.

At Johnson Investment Counsel, Inc., the firm’s various advisory services feature strategies for managing risk and liquidity issues.

Is Johnson Investment Counsel Right For You?

The firm seeks to accommodate your personal goals and financial situation.

As an account holder, you have access to an entire team of individuals with various management techniques. So, your investment portfolio benefits from the varied opinions.

However, if you want a tax-efficient portfolio, you may want to look elsewhere because tax management does not play a strong role at Johnson Investment Counsel, Inc.

PCA Investment Advisory Service: Got A 401(k)?

As a fee-based advisor firm, PCA Investment Advisory Service Inc. manages approximately $1.5 billion in assets under management.

The firm features nine financial advisors, including two 401(k) Administrators (QKAs), a CPA, a CFA and four CFPs.

You’ll also have access to services provided by a Chartered Retirement Planning Counselor (CRPC) and two Qualified Plan Financial Consultants (QPFCs).

Unlike some other firms on our list, PCA Investment Advisory Service Inc. does not cater to just high-net-worth individuals. In fact, it caters mostly to individual clients.

How Much Does PCA Investment Advisory Service Charge?

Investment fees at PCA are based on your assets under management. The firm charges fixed or hourly fees for financial planning services.

Advisors can receive commissions if they convince you to buy securities. Although this practice constitutes a conflict of interest, the firm’s fiduciary obligation is to act in your best interests.

To qualify for service, you don’t need to meet a mandatory minimum deposit level or maintain your account with a specified balance.

PCA Investment Advisory Service History

PCA Investment Advisory Service Inc. was established in 2001. Four shareholders own shares in the firm.

Client Services

Services include life insurance counseling, retirement planning, investment management, education planning, financial planning and pension consulting.

How Does PCA Invest Your Money?

At PCA Investment Advisory Service Inc., advisors encourage investors to invest for the long term.

If you want to open an account at this firm, plan on holding your investments for a minimum of one year.

However, advisors do sometimes suggest buying short-term investments depending on whether they expect the market to perform well within a short period.

Bartlett Wealth Management:
High Net Worth Specialist

As a firm serving high-net-worth individuals, Bartlett Wealth Management requires that you have at least $500,000 to open an account.

Established in 1898, Bartlett Wealth Management is an advisory firm owned by employees.

With Bartlett’s innovative team approach, you have access to a professional financial team to manage your investment portfolio.

The Bartlett Wealth Management Investment Method

Backed by in-house analysts focused on research, a team will identify, analyze and monitor your investments.

A spokesperson has mentioned that the firm wants its financial advisors to disagree in an effort to create sound assessments about portfolios.

Client Services

As an account holder, you’ll have access to services including how to:

• Manage an inheritance
• Donate to charities
• Retire early
• Handle finances during divorce proceedings
• Manage substantial stock holdings
• Plan for the birth of a child and plan for retirement

Is Bartlett Wealth Management Right For You?

The philosophy of the firm is that substantial returns should take a back seat to preserving wealth.

Building on this approach, the firm chooses stable investments focused on diversification.

You have a say about your portfolio’s holdings because the stock picks stem from your own risk tolerance level.

Investments include equities, bonds and alternative selections.

You may want to take advantage of investing in the Bartlett Fund Advantage to ensure a broad range of the firm’s own mutual funds along with exchange-traded funds (ETFs).

Bahl & Gaynor Investment Counsel: High Net Worth Clients

Bahl & Gaynor Investment Counsel is a fee-only advisor that manages assets exclusively for high net-worth investors.

Holding more than $11 billion, the firm manages institutional client accounts, including pension plans, profit-sharing plans, charities, state agencies, municipal bodies, investment firms and corporations.

How Much Does Bahl & Gaynor Investment Counsel Charge?

If you want to open an investment account at Bahl & Gaynor Investment Counsel, you must pay a fee based on your AUM. The firm’s financial advisors do not receive commissions.

You must deposit at least $750,000 to establish an investment account with Bahl & Gaynor.

Additionally, the firm charges a minimum annual fee of $7,000.

Meet The Team

Clients have access to over twenty financial advisors, including:

• Chartered Investment Counselors
• Chartered Wealth Managers
• CFPs and CFAs

Opening an account gives you several portfolio options, including an income growth portfolio, total return bond portfolio, small-cap portfolio and various mid-cap portfolios.

You also have the option to establish a quality growth portfolio.

Services offered at Bahl & Gaynor include:

• Cash-flow planning
• Tax strategies
• Estate planning
• Education funding
• Debt management
• Insurance product evaluation
• Retirement planning
• Investment portfolio structure
• Trusts
• Concentrated portfolio positions

Truepoint: Fee-only Advisor

Truepoint, Inc.is a fee-only advisor firm providing clients access to the expertise of Chartered Financial Planners, CPAs, Chartered Financial Analysts and a CAIA.

Truepoint, Inc. differs from some of the other advisor firms on our list because it does not enforce an official minimum deposit amount to establish an account.

However, the firm does offer suggestions ranging from a minimum initial investment of $3 million to receive wealth management services up to $20 million to open an account and use its family office services.

How Truepoint Got Started

Founded in 1990, Truepoint, Inc. is 100% owned by employees.

The firm’s True Wealth Management services entitle you to receive comprehensive financial planning services, estate planning advice, income tax preparation services, advice on how to create a budget and assistance with developing a personal action plan.

Truepoint Services

• Investment management
• Financial planning
• Tax management
• Estate planning
• Risk management
• Family office
• Institutional investing
• Fee-only approach

Truepoint Investment Philosophy

At Truepoint, Inc., financial advisors prefer that account holders are invested for the long term.

The firm’s managers shy away from timing the stock market because they contend that this strategy can deplete an investment portfolio. Commissions and capital gains taxes can hurt gross returns.

In lieu of an aggressive approach, managers at Truepoint, Inc. focus on discovering solid, long-term investments resonating with your needs as a valued client.

Expect to establish a solid financial plan featuring low-cost mutual funds.

Managers actively engage in rebalancing your portfolio to make sure your goals are met.

Is Truepoint Right For You?

Investment portfolio managers at Truepoint, Inc. will work with you to discover your personal objectives and risk tolerance level.

In addition, a financial advisor will consider your cash-flow requirements.

After a comprehensive plan is created according to your preferences, your team designs an “intelligent portfolio.”

Your investment portfolio is based on equities designed to tolerate the stock market’s uncertainty and volatility.

Your portfolio also includes index mutual funds and exchange-traded funds (ETFs) with lower expense ratios.

Your advisor may suggest including one or more individual equities and institutional funds to balance out your portfolio.

After creating your investment portfolio, advisors continue to rebalance your investments to optimize for risk and return, including possibly adding hedge funds.

Foster & Motley: Non-Accredited Investors Welcome

Foster & Motley Inc. charges fees for its advisory services.

The firm focuses on both high net-worth clients and investors who do not fall into that category.

It provides advice about profit-sharing plans, charities and businesses.

How Much Does Foster and Motley Have Under Management?

The firm’s assets under management is over $1.3 billion.

Meet The Team

Featuring experienced financial advisors, the firm employs:

• Chartered Financial Analysts
• Chartered Financial Professionals
• A Chartered Mutual Fund Counselor (CMFC)
• CPAs

Client Investment Minimum

You need to pay a $2,000 fee (can be paid quarterly) upon establishing your account. The fee does not apply if you invest $1 million or more.

If you invest less than $500,000, you must pay the $2,000 annual fee, and you also need to pay a $800 financial retainer fee after you have held your account for one year.

Like most other advisors, the fees are based on assets managed.

At Foster & Motley Inc., advisors do not receive commissions for insurance-related or security-related sales.

Client Services

Services include budget planning, estate planning, financial planning, retirement planning and in-depth tax analysis.

The firm also provides institutional financial management services.

Financial advisors at this firm recommend mutual funds, equities, bonds, real estate investments and alternative investments for account portfolios.

The firms also uses a Charles Schwab Institutional Intelligent Portfolios platform.

Wealthquest Corporation:
Low Investment Minimum

Wealthquest Corporation was founded in 2006 and is an employee-owned advisory firm.

Is Wealthquest Corporation Right For You?

The investment minimum is $50,000 to open an account.

Wealthquest Corporation offers three separate financial paths for high-net-worth clients. Each path features a different minimum account deposit.

The Ascend path is for investors who have less than $350,000 to invest.

This path is advertised as the “base camp” for an investor’s financial excursion. The firm’s financial planning service is a separate option with this path.

The Expeditions path is for clients who have a minimum of $350,000 to invest.

Expeditions is for investors experiencing crossroads in their lives. If you seek financial guidance and have $350,000 to invest, you can receive an estate plan and financial plan designed for your transitional needs.

The Summit path is designed for high-net-worth clients with more than $2.5 million of investable assets.

The Summit path offers services to financially independent investors who need to incorporate sound wealth management strategies into their investment portfolios.

Clients invested in the Summit plan have access to family legacy planning services and charitable giving strategies.

Each financial path includes allocating the investor’s assets per the individual’s personal preferences.

Mainly focusing on investing in mutual funds and ETFs. Wealthquest also includes stocks, bonds and option contracts in an investor’s portfolio. Plus, an investment portfolio may include Certificates of Deposit (CDs).

Client Services

Services at Wealthquest Corporation include retirement planning, tax preparation, tax planning, charitable planning and investment planning.

If you open an account at Wealthquest Corporation, you have access to all financial advisors employed by the firm.

Osborn Williams & Donohoe:
Good For Charities

Osborn Williams & Donohoe LLC is a fee-only advisor that manages over $800 million for both charities and high-net-worth individuals.

Even though all of the firm’s clients are high-net-worth investors, Osborn Williams & Donohoe LLC does not enforce minimum account balances.

The firm includes five financial advisors.

Osborn Williams & Donohoe Fees

If you choose to invest with Osborn Williams & Donohoe LLC, you pay a fee based on your invested assets.

Financial advisors at this firm do not receive commissions for selling insurance policies or securities, so you can be more confident that the advisors will have your best interests in mind.

Firm Investment Philosophy

This advisor firm believes in five basic investment strategies: dividend growth, income equity, opportunity growth, balanced portfolio and fixed income plans.

The dividend growth strategy emphasizes investing in companies paying high dividends.

The income equity strategy focuses on investing in equities likely to appreciate, such as common stocks.

The opportunity growth strategy emphasizes investments in companies likely to grow quickly.

The balanced portfolio strategy focuses on creating an investment portfolio featuring both equities and bonds.

The fixed income strategy focuses on creating a portfolio featuring fixed income investments.

As you can see, Osborn Williams & Donohoe LLC gives you the opportunity to create several portfolios featuring different strategies depending on your needs.

Simply Money Advisors

Serving mostly individuals who do not have impressive assets, Simply Money Advisors also advises a few high-net-worth investors.

Simply Money Advisors imposes a $100,000 minimum investment requirement.

Meet The Team

This advisory firm employs a team featuring ten CFPs, a ChFC and an Accredited Asset Management Specialist (AAMS).

A handful of employees are licensed insurance agents and may suggest related products. Although Simply Money Advisors does receive income from selling insurance policies, the firm is a fiduciary.

Firm History

Founded in 1995, Simply Money Advisors is a registered investment advisor firm that advertises itself as a partner in planning your financial portfolio.

Like other top financial advisors in Cincinnati Ohio, Simply Money Advisors emphasizes creating a sound financial plan.

How Is Your Money Invested?

Each investment portfolio is based on an investor’s budget and personal needs. A portfolio also includes investments designed to tolerate risk.

The company issues financial plans prior to developing investment portfolios.

The firm also has an independent investment committee and advisory board.

Committee and board members work as a team to advise clients about market conditions and how to make the right investment choices.

At Simply Money Advisors, investors learn about the firm’s core-satellite investment strategy that consists of two separate units.

The core unit offers asset protection and stability to the portfolio while the satellite part offers opportunities to grow assets based on market conditions.

Advisors believe that investment portfolios should contain ETFs in addition to other investments.

Is Simply Money Advisors Right For You?

If you invest with Simply Money Advisors, you have access to a large number of portfolios. You can choose among conservative, income and growth portfolios, or you can create an aggressive growth portfolio.

How to Choose
the Right Financial Advisor

You need to look at a firm’s investment minimums before studying other details.

After you find an advisory firm with investment rules matching your financial situation, pick a company mirroring your own investment needs.

Some advisory firms on our list of best financial advisors in Cincinnati Ohio believe in conservative investment strategies while others vouch for more aggressive techniques.

Another thing to consider is whether you want an advisor to make all the choices for you. If you want to take part in the decision-making process, choose a firm that allows this.

Ask yourself whether you have any interest in purchasing insurance-related products. If you have no interest in buying insurance policies, pick a firm solely focused on investing.

Keep in mind that firms which sell insurance and other products still have a fiduciary duty to all their clients.

After you find the advisor firm matching your financial situation and viewpoint, choose a firm mirroring your investment goals.

Are you a parent? You may want to select an advisor firm offering college planning services.

To create a solid plan for your retirement, select a firm employing advisors specializing in retirement planning.

If you’d like to preserve the wealth you have already managed to accumulate, choose an advisor emphasizing wealth preservation strategies.

Decide which types of investments you prefer. Are you concerned about the environment?

If so, you may want to select a firm offering alternative investments, such as socially responsible portfolios. If you are uncertain about which firm to choose, avoid making a decision until you arrange a face-to-face meeting with financial advisors representing several firms.

How We Found the Top Financial Advisor Firms in Cincinnati, Ohio

Our criteria for the top advisor firms that made this list began with a thorough search for every financial advisor firm in Cincinnati registered with the U.S. Securities and Exchange Commission (SEC).

Firms registered with the SEC must act on their clients’ behalf because of a fiduciary duty mandated by legal regulations.

To make sure our list did not include untrustworthy advisor firms, we only included advisors with clean records. We only included advisor firms with employed financial planners.

To simplify the ranking process, we sorted the the advisor firms based on assets under management (AUM). The firms with the highest AUM are listed first but keep in mind larger doesn’t necessarily mean better.

The article 10 Best Financial Advisors Cincinnati OH was originally posted on Investormint

Our goal is to make your financial life easier by offering you the facts about the best advisors in your area.

Only firms that manage individual assets for clients and are registered with the U.S. Securities and Exchange Commission (SEC) are listed in this review.

Here is our list of the best financial advisor firms based in Charlotte.

Carroll Financial Associates, Inc.

Carroll Financial Associates, Inc. is the highest ranking firm in this list based on assets under management.

Carroll Financial Associates AUM

The firm manages assets exceeding $2 billion.

Get To Know Carroll Financial Associates

Featuring 25 financial advisors, the firm charges clients fees for its services.

Out of its 25 advisors, 18 qualify as Certified Financial Planners (CFPs). Plus, the firm employs Certified Financial Analysts (CFAs) and Certified Investment Management Analysts (CIMAs).

It also employs a Certified Public Accountant (CPA) and a Certified Divorce Financial Analyst (CDFA).

How Much Do You Need To Invest?

In exchange for receiving expert advice, you will need to have a minimum amount of money to invest.

However, the required figure is not set in stone but is instead based on the kind of account you wish to establish.

In addition to financial advice, you may purchase various types of insurance policies.

As a fiduciary, Carroll Financial Associates, Inc. is legally bound to provide appropriate advice that is in your best interests.

How Carroll Financial Associates Got Started

After nearly four decades in the financial industry, Larry Carroll founded the firm.

Forbes has included him on a list of the top 200 wealth advisors in the United States.

Mr. Carroll acts as the firm’s Chief Executive Officer (CEO) as well as its Chief Wealth Strategist (CWS).

Kristopher Carroll, Larry’s son, owns the firm and provides his services as the Chief Investment Officer (CIO).

Carroll Financial Associates Services

Services include:

• Retirement planning
• 401(k) advice
• Estate plan creation
• Wealth management
• College planning

Once you open your account at Carroll Financial Associates, Inc., a specific team is assigned to take care of your financial requirements.

You don’t need to worry about investing in risky ventures. The strategies employed are based on diversification and your ability to tolerate risk.

Plus, your account is evaluated twice a month to ensure that your goals are being met and that your portfolio is balanced in a beneficial way.

Bragg Financial Advisors, Inc.

If you have a minimum of $1 million to invest, you may want to open your investment account at Bragg Financial Advisors, Inc.

Employing various teams of financial advisors, the firm primarily handles assets for high net worth private clients.

More than 50% of the clients at Bragg Financial Advisors, Inc. are high-net-worth individuals.

In addition, the firm manages pensions, profit-sharing plans, investment company assets and investments for various charities.

Bragg Financial Advisors Fees

You will need to pay a commission each time your advisor makes a trade in your portfolio.

In addition, an advisor may try to sell you an insurance policy. However, you’re protected because Bragg Financial Advisors, Inc. is a fiduciary that is legally obligated to act in your best interests.

Meet The Bragg Financial Advisors Team

Frank Bragg Jr. founded Bragg Financial Advisors, Inc. in 1997. Benton Bragg, Phillips Bragg and John Bragg III are the firm’s current owners.

Bragg Financial Advisors Services

Offering you the chance to learn about how to plan your retirement or college plan, the firm also provides advice about donating to charitable organizations.

If you have a profit-sharing plan at work, your advisor can offer advice about your investments.

And if you decide to open an account with Bragg Financial Advisors, Inc., you will have the chance to create an investment portfolio that complements your financial objectives.

You can choose one of the seven portfolio models, including both aggressive and conservative investments. A conservative portfolio emphasizes investments in equities and bonds offering dividends.

When you invest at Bragg Financial Advisors, Inc., an advisor will strive to find the right asset allocations for your portfolio.

Is Bragg Financial Advisors Right For You?

This firm is not for you if you want to participate in day trading. Emphasizing investing for the long term, the firm’s financial advisors want clients to hold on to their investments for a minimum of one year.

Colony Family Offices, LLC

Colony Family Offices, LLC is a fee-only firm. The company registered with the SEC in 2013.

If you are a high-net-worth individual, Colony aims to provide the ultimate in service.

You must have at least $10 million to open an account.

Meet The Colony Family Offices Team

Generating more than $1 billion in managed assets, Colony Family Offices, LLC is owned by Eric D. Ridenour. Mr. Ridenour is the current managing director of the firm.

The firm’s team consists of Certified Public Accountants (CPAs), Certified Financial Planners (CFPs) and Chartered Financial Analysts (CFAs).

Colony Family Offices Services

In addition, the firm now offers clients an estate planning service under the name of Colony Trust Company.

If you are eligible to open an account, count on owning an investment portfolio that includes both passive and active investments.

The portfolios are focused on growing your money for several years. However, an official statement mentions that the firm’s financial advisors recommend short-term investments if they protect portfolios from severe market volatility.

Your financial advisor may suggest that you own a wide array of investments, including mutual funds, hedge funds, stocks and bonds.

Additionally, your advisor can help you allocate your assets and provide you with research about investments.

Carolinas Investment Consulting, LLC

If you are looking for a fee-based financial firm that does not just cater to wealthy individuals, you may want to open an account with Carolinas Investment Consulting, LLC.

You can get started with a minimum investment amount of $25,000.

The company employs 19 financial advisors.

Like other advisors on this list, the company has a fiduciary responsibility to help you achieve your financial goals.

Carolinas Investment Consulting History

This firm was founded in 2000 by George Edmiston Jr., who still owns the company today.

The firm’s team consists of financial advisors with an average of 20 years of experience each.

Is Carolinas Investment Consulting Right For You?

The firm’s clients include private individuals, married couples with children, entrepreneurs and charities.

You can find various services if you decide to invest with Carolina Investment Consulting, LLC, including making plans for your retirement and your estate. You have the option to open various insurance policies too.

The firm is looking for committed, long-term investors. If you open an account, your advisor will assist you in choosing the right asset allocations to serve your purposes.

Plus, your advisor will consider your ability to tolerate risk. If you invest with Carolinas Investment Consulting, LLC, your advisor will assist you in creating an investment portfolio that includes short-term investments offering liquidity.

Biltmore Family Office, LLC

You must have a minimum of $10 million to invest if you want to open an account with Biltmore Family Office, LLC.

Even though the firm focuses on high-net-worth individuals, the company is also keen on helping families build wealth.

You will pay a fee if you invest with this firm. That will give you have access to a Certified Financial Planner (CFP), Chartered Alternative Investment Analyst (CAIA) and Certified Public Accountant (CPA).

Meet The Biltmore Family Office Team

Biltmore Family Office, LLC was founded by Chris Cecil in 2008. Mr. Cecil is the current CEO.

The staff consists of advisors boasting an average of 22 years of experience each in the financial field.

The firm’s clients consist of individual investors, charities, estates and corporations. If you have a family, you may want to take advantage of the firm’s budgeting assistance and estate planning service.

How To Get Started At Biltmore Family Office

At your first advisory meeting, an advisor will walk through your financial requirements.

Next, an experienced advisor will decide how to allocate both passive and active investments in your investment portfolio.

Your advisor will strive to base these investments on your personal financial strategy. Your investment plan may include exchange-traded funds (ETFs), securities and mutual funds.

Novare Capital Management

Consider your option to open an account with Novare Capital Management if you have $500,000 to invest. That high minimum is accompanied by the utmost in personal attention and services.

Of course, these benefits come with fees. Featuring a team consisting of four Chartered Financial Analysts (CFAs) and six Certified Financial Planners (CFPs), the advisor firm also has a Chartered Financial Consultant (ChFC) on its staff.

The Financial Times named Novare Capital Management as a top financial advisor firm in June 2017.

Meet The Novare Capital Management Team

William Baynard Jr. and Don Olmstead founded Novare Capital Management in 1999.

They currently own the advisory firm along with The Baymen Group, LLC as a trusted partner.

You can take advantage of creating a trust fund, an estate plan or a college tuition account for your child, as well as regular retirement services.

Investments are designed to minimize taxes. The firm has clients consisting of private individuals and corporations.

How To Get Started At Novare Capital Management

At Novare Capital Management, financial advisors are required to wade through a comprehensive six-step process to develop your financial plan.

You will have the opportunity to work with your financial advisor every step of the way. Together, you and your assigned advisor will make important decisions about your personal strategy, risk tolerance and time frame for investing.

You will also create the right asset allocation mix for your investment portfolio.

Novare Capital Investment Method

At Novare Capital Management, your portfolio will consist of diversified investments divided among a variety of asset classes.

Your investments will include preferred stocks, ETFs, bonds and mutual funds. Your portfolio may also include investments in master limited partnerships, real estate and private equity companies.

Your financial advisor may also ask you if you want to include hedge funds in your portfolio. This combination of services ranks Novare Capital among the top financial advisors in Charlotte, North Carolina.

Hayden Royal, LLC

If you’re searching for an investment firm catering to individuals, Hayden Royal, LLC may be right for you.

Hayden Royal, LLC offers investment management services that include aspects related to financial planning.

According to the firm’s official policy, it determines each investor’s financial situation before creating an investment plan.

The firm has limited financial services but can still include advise about planning for your retirement, and offer a detailed analysis of your insurance coverage plus develop a plan for your general cash flow.

Get To Know Hayden Royal

In 2014, Hayden Royal was founded as a limited liability company (LLC). The company relocated to North Carolina in 2018.

The firm manages assets exceeding $620 million.

The ownership consists of Jeffrey Hines, Douglas Brown and Louis Dworsky.

Hayden Royal Services

A few of the firm’s representatives are licensed to sell insurance policies and are entitled to earn commissions from these sales.

The firm’s management team states that Hayden Royal, LLC has a strict policy that the firm must inform clients about monetary compensation earned by its sales force.

Failure to disclose the form of compensation will negate a transaction. Clients are not obligated to pay commissions in such cases.

Hayden Royal, LLC provides clients with innovative services. If you are a client, the firm’s advisor will help you create a personal portfolio that matches with your particular aspirations and risk tolerance.

Hayden Royal Investment Approach

The company conducts private research and its own investment portfolio models to help you make decisions.

Plus, the company also offers an OCIO concierge service. If you want to take advantage of this special service, you will have the chance to work with Maven Asset Partners.

Queens Oak Advisors

As a firm that is officially registered with the SEC, Queens Oak Advisors does charge fees for its financial services.

It offers you the chance to develop a sound financial plan. Plus, you can experience portfolio management even if you are a private investor.

Queens Oak Advisors AUM

Managing assets totaling more than $570 million, Queens Oak Advisors predominantly caters to high-net-worth individuals.

Unlike some of the other firms on this list, Queens Oak Advisors does not exclusively seek out clients who have more than $10 million to invest. You can open an account if you have at least $1 million.

Is Queens Oak Advisors Right For You?

Founded in 2009, Queens Oak Advisors has always been a fee-only firm so the firm does not sell products to its clients.

Furthermore, team members at Queens Oak Advisors do not earn commissions even if they suggest various financial products to clients.

Instead, the firm has a policy for collecting asset-based financial compensation according to specific services offered to various clients. The firm employs a Certified Divorce Financial Analyst (CDFA) and five Certified Financial Planners (CFPs).

Queens Oak Advisors Investment Strategy

From our research, it seems that Queens Oak Advisors cares more about active investing than some of the other financial advisor firms on our list.

The company posts its basic philosophy on its official website, stating that it offers superior risk-adjustment performance by performing better than its peers and the stock market’s benchmark.

The firm states that it is able to accomplish its goals because it implements an all-inclusive approach to investing.

If you open an account with Queens Oak Advisors, you will experience a method seeking to integrate your personal financial goals with your tolerance toward risk.

Your plan will include equities, bonds and alternative investments. Your portfolio will also include cash as part of your investment strategy.

In addition, investment portfolios will consist of institutional equities and fixed income along with allocations in global investments.

McShane Partners

McShane Partners offers investors the chance to create investment portfolios driven by research.

Advisors help clients in their endeavors to create and manage wealth. The company manages assets totaling nearly $500 million.

McShane Partners does not require you to have a specified amount of money when you open an investment account. However, you will need to pay a hefty fee for the firm’s asset management services.

If the minimum $10,000 asset-based fee is not too much to pay on a yearly basis, then you may find that this advisor firm is an asset in your effort to produce a greater amount of wealth.

Meet The McShane Partners Team

McShane Partners was registered in North Carolina as an investment advisory firm in 1985. The company was also founded in the same year.

The firm consists of several financial advisors, including Certified Financial Planners (CFPs), Chartered Financial Analysts (CFAs) and Certified Public Accountants (CPAs). The team also has a Financial Paraplanner Qualified Professional (FPQP) and a Certified Divorce Financial Analyst (CDFA) on its staff.

The advisors offer professional advice to individual investors and charities.

McShane Partners Services

McShane Partners has a goal to provide clients with all-inclusive financial planning services. Additionally, the advisor firm provides portfolio management services.

Our research shows that the company has a portfolio manager and a wealth advisor on its team.

Another positive aspect attributed to McShane Partners is that the firm does not rely solely on outside research when making decisions about investments.

Instead, the company has a proprietary method to make research more relevant to each investor.

McShane Partners Investment Strategy

If you open an account with McShane Partners, expect to have a diversified investment portfolio consisting of stocks, bonds, ETFs and a variety of mutual funds. Your portfolio may also include alternative investments.

The firm also takes advantage of the financial wisdom offered by outside management teams if their opinions happen to match a client’s personal goals.

Another aspect of McShane Partners that is different from other firms is that the company wants investors to invest in socially responsible investing (SRI).

If you are interested in sustaining the environment, then McShane Partners may offer you a chance to invest in alternative funds that meet with your complete approval.

Laurel Wealth Advisors, LLC (LWA)

Laurel Wealth Advisors, LLC (LWA) is an advisor firm that is registered with the SEC.

The company offers its financial services to individual investors, businesses and charitable organizations.

You are not required to have a minimum amount of money to establish an account with this advisor firm. The company’s management team handles assets of over $400 million. These assets are managed by a team consisting of seven members.

Meet The Laurel Wealth Advisors Team

LWA was founded in 2007 and is currently owned by Chief Compliance Officer William E. Sugg IV, Mark S. Thompson, Timothy M. Breedlove and David W. McNeish.

The advisory team at LWA is legally bound to act in your best interest because it is a fiduciary.

The firm’s advisors do not receive commissions when they recommend specific investments.

Plus, the advisors do not receive additional monetary compensation for making trades in a client’s investment account.

Nevertheless, some of the firm’s financial advisors are entitled to receive commissions from selling securities.

Laurel Wealth Advisors Services

If you hold an account at Laurel Wealth Advisors, you will work with an advisor who helps you reach your financial objectives.

Your advisor will also determine your ability to tolerate risk prior to selecting investments for your portfolio.

Laurel Wealth Advisors Investment Method

Investments are allocated based on the principle of diversification. Your portfolio will include both ETFs and various types of mutual funds. It may also include stocks, options contracts and bonds.

You can also put in a request asking for financial planning services, including how to plan for your retirement, how to save money and how to set up a college fund for your children.

Which Financial Advisor Should You Choose?

After you narrow down your selection based on the required initial investment amounts, the next step is to choose a financial advisor that can meet your needs.

You have many choices when trying to make important decisions about your investments. Plus, you may want to think about whether you wish to establish various insurance policies or simply open an investment account.

Decide whether you want to help your advisor choose various stocks, mutual funds and ETFs or if you want the advisor to select all the investments.

Your goal is a major factor.

Do you want to set up a retirement account for yourself or a college investment fund for your child?

Do you have specific preferences about the types of investments you want to own in your portfolio? For instance, do you want to own alternative funds?

Investing largely involves personal choices. Your decision to choose one financial advisor over another depends on your financial goals.

Note that all of the advisors on this list have more than their share of credentials and experience in the financial industry. If you still harbor doubts, you can always arrange to meet with a few advisors before making your decision.

The article 10 Best Financial Advisors Charlotte NC was originally posted on Investormint

Finding a top financial advisor can be a challenge even for those who consider themselves to be well-versed in financial matters because there are hundreds of advisors on the market selling their services with different fee structures and account minimums.

Although it can be hard to tell which firms are worth working with, this list of the top financial advisors in Phoenix Arizona can provide you with valuable insights to help you make a smarter decision.

Below, we rank the top financial advisors in Phoenix based on amount of assets under management in descending order.

#1 TFO Phoenix, Inc.

TFO Phoenix has nearly $2.5 billion in Assets Under Management (AUM), which makes it one of the largest financial advisor firms in the state of Arizona. Despite this, there are no account minimums to maintain.

TFO Phoenix offers a variety of services including:

• Wealth Planning
• Investment Advisory
• Tax Consulting and Compliance
• Estate and Gift Planning
• Philanthropic Planning
• Family Governance and Education

If you need help with tax planning or other issues related to paying taxes or filing a tax return, TFO Phoenix has 13 Certified Public Accountants (CPAs).

This is in addition to 18 other financial advisors that include four Certified Financial Planners (CFPs) and a Chartered Financial Analyst (CFA) on its roster.

TFO Phoenix Investment Approach

The company believes strongly in a diversified investment approach, which can lower an investor’s risk by spreading exposure over multiple sectors of the economy.

If one sector is experiencing a downturn, an upturn or consistent growth in other sectors can negate those losses.

Furthermore, there is no need to pick individual stocks, which may be risky and result in lower returns in the long run.

Interesting Facts About the Firm

In 2017, the TFO Phoenix’s president was named Arizona’s top financial advisor by Barron’s.

He has also been named one of the state’s top five financial advisors over the past several years.

If you’re interested in learning more about the firm and what it may be able to do for your financial future, visit https://tfophoenix.com/ or call (602) 466-3813.

#2 Wall Capital Group, Inc.

If you prefer a pragmatic approach to investing, Wall Capital Group may be an ideal fit.

Whether you need help with your own finances or need someone to oversee a group portfolio, Wall Capital Group has the resources to do so.

Is Wall Capital Right For You?

Wall Capital is another financial firm that does not have a required account minimum to do business with them.

Generally speaking, individuals who have their money managed through the firm are of modest means compared to accounts held at other companies.

Although accounts are available for individuals who need assistance managing their money, the company is better known for its management of nonprofit and government funds.

Specifically, Wall Capital is best known for its management of funds devoted to helping public safety professionals. Many of the company’s employees were police officers or firefighters before joining the organization.

Wall Has Been Around for Decades

Wall Capital was founded in 1990 by a husband-and-wife team.

Prior to March 2018, the organization was known as Money Matters Financial Group.

The firm manages over $1 billion in assets, and it features four advisors on its staff, including a CFP and a Certified Investment Management Analyst (CIMA).

A Certified Retirement Counselor (CRC) is also available to clients.

How Does Wall Capital Invest a Client’s Money?

The firm likes to take a measured approach to how it invests a client’s money.

An asset allocation plan is created based on the needs of the individual as well as his or her risk tolerance.

A portfolio will likely be rebalanced as time progresses or if a person’s needs change throughout their lives.

Wall Capital understands that its clients have many different goals and can help in the process of reaching them. For instance, they can offer advice as it relates to paying for college, paying for retirement or creating a discretionary fund. This can help an individual obtain the financial flexibility that he or she desires.

Wall Capital likes to invest in mutual funds and Exchange-traded Funds (ETFs), which allow for broad diversification.

However, it also allows an individual to invest in stocks or other growth sectors without taking on as much risk. As a result, investors don’t have to sacrifice long-term returns for greater capital preservation.

Interested in learning more about the Wall Capital Group? Visit their website at https://wallcapitalgroup.com/. It may also be possible to get in touch with a representative by calling (623) 242-6332 or visiting their office in Phoenix.

#3 Belpointe Asset Management, LLC

Who Does Belpointe Serve?

Belpointe makes the top 3 list for financial advisors in Phoenix, Arizona.

It does not require a minimum account balance, which means that anyone is free to have their money managed by the company.

Its client base is generally individuals who are not considered to have a high net worth. However, it does consulting work with wealthier individuals as well as businesses and other investment firms.

It also works with trusts that may be held by individuals of various financial means.

Since the company works with people across the economic spectrum, there is a good chance that there are investment strategies or tools that will make sense for most prospective clients.

Belpointe Believes in Its Fiduciary Responsibility

The firm chooses to make investment or other decisions for its clients by determining what is in the client’s best interest.

There are 72 advisors within the organization, and they include CFPs and Certified Private Wealth Advisors (CPWAs).

Its approach to investing means that it doesn’t offer a set of predetermined product or service packages.

At Belpointe, clients can expect to receive advice relating to managing the assets that they have now as well as creating financial plans to grow wealth into the future.

Passive Is Better Than Active

Belpointe believes that passive portfolio management tends to do a better job of maximizing returns over longer periods of time.

This is largely because management fees and other costs related to actively managed assets tend to eat away at returns over time.

The firm tends to invest in stocks, bonds and index funds in addition to mutual funds and anything else that makes sense for a client.

Who Owns This Firm?

It was founded in 2007 by a father-and-son team, but the company is now owned by Belpointe Financial Holdings, LLC, which is owned by Brandon Lacoff.

This holding company is also partially owned by the company president, Greg Skidmore.

Anyone who is interested in learning more about this firm can do so by visiting https://belpointe.com/. The firm’s phone number is (480) 646-3504, and an employee may be able to answer your questions or provide greater detail for you.

#4 Versant Capital Management, Inc.

Those who enjoy working directly with the person who will be making the investment decisions may get what they need from Versant Capital.

The company was formed in 2004 and measures success or failure based on how well it is meeting client goals.

Versant Serves Clients With High Net Worths

If you are looking to invest your money through Versant Capital, you will need to have at least $2 million in your account.

The company itself is owned by a pair of trusts, and the Chief Investment Officer (CIO) has more than 30 years of experience in the financial industry.

The company name, Versant, means “experienced,” and the company prides itself on giving clients quality investment information based on historical trends and other evidence.

Versant Doesn’t Like Change

Ideally, assets managed by Versant will remain in place in their current form for as long as possible.

The company’s investment philosophy is to ensure that asset allocation remains roughly the same while also minimizing taxes and fees.

Furthermore, the firm takes a long-term view of investing, which is another reason why stability is key.

Investments tend to offer the most growth over years or decades as opposed to weeks or months. This is because they are allowed to compound, which means that they grow at an exponential rate.

Keeping turnover and other changes to a minimum can keep fees and other costs to a minimum that could otherwise cut down on overall returns.

Expect a Diversified Portfolio

Versant will invest in a variety of asset classes such as stocks, bonds and commercial paper.

You can also expect that their advisory team will look into ETFs, mutual funds and anything else that may benefit you.

The company will do its best to tailor a plan that meets your unique needs.

How Much Money Does Versant Manage?

Versant manages a little over $900 million in assets, and it has 11 advisors as part of its team.

The advisory staff members include a Certified Public Accountant/Personal Financial Specialist (CPA/PFS) as well as a Chartered Alternative Investment Analyst (CAIA).

This may help you feel better about the advice you get and how it meshes with your current and future financial goals.

The company has a fee-only structure of payment. You can learn more about this firm by visiting http://versantcm.com/. You can also reach them by calling (602) 635-3760.

#5 Windsor Capital Management, LLC

Windsor Capital is ranked among the very best financial advisors in Phoenix.

It was formed in 2000 and has a team of six advisors to help manage just over $530 million in assets. It is owned by its CEO as well as its CIO.

Windsor Capital Management Serves Investors of All Types

Windsor Capital Management does have account minimums, and those minimums range from $5,000 to as high as $400,000 depending on a client’s account type.

The $5,000 minimum applies to online accounts while the $400,000 minimum applies to balanced portfolio management.

For those who are looking for fixed-income portfolio management, the account minimum is only $200,000.

What Types of Services Can a Client Receive?

Clients can expect to receive a variety of services, including general consulting and consulting services related to retirement accounts.

Windsor Capital will also offer both online and traditional portfolio management tools, and there is an option to use individual services or all of these services packaged together.

Investments Generally Don’t Take Taxes Into Account

Those who seek tax efficiency from their investments may not find what they are looking for with Windsor Capital.

In fact, the company openly admits that they don’t take that into account when it comes to choosing where to put a person’s money.

The firm suggests that you have a tax advisor ready to create a strategy that might help reduce the amount that goes to relevant tax authorities.

Where Does Windsor Put a Client’s Money?

Windsor tends to put money into closed-end mutual funds and ETFs. It will also invest money into fixed-income assets as well as other equities.

The company uses model portfolios that are designed to match a client’s risk tolerance and timeline. However, individuals have no say as to how much exposure they have to a given asset class.

Visit https://www.windsoradvisor.com to get more information about the company and how it manages client money. The website features a blog as well as a newsletter that is updated on a monthly basis.

#6 Hatton Consulting, Inc.

Hatton Consulting manages just over $330 million in assets, and it has three CFPs who offer management services and advice. The company was formed in 2001, and it is a fee-only firm.

Hatton Does Work With a Wide Range of Clients

If you are a widow or a widower, or even a business owner Hatton Consulting wants to work with you. Also, if you are retired or planning on retiring, Hatton can create a financial plan for you make the most of your available assets.

There is no account minimum to invest with Hatton Consulting.

Hatton Consulting Helps Create a Comprehensive Plan

The company aims to provide advice about both investing and wealth management.

This can be helpful because it allows a client to think about all issues that he or she may face, such as the tax implications of a given investment.

Wealth management also focuses on issues such as charitable giving or how to otherwise structure an estate.

Proper estate planning may allow a person to engage in legal and effective tax avoidance.

This could result in more money going to beneficiaries or charitable causes after the individual’s passing.

Common estate planning tactics could include buying insurance policies or putting assets into trusts to protect them from being seized by creditors or others.

Investment planning itself helps an individual learn more about the different options available and how they fit into a person’s overall goals.

Generally, money is placed into fixed-income equities and mutual funds. The exact allocation of funds is determined after an initial meeting, and there is an annual review process to keep a portfolio on track for success.

Hatton Takes Its Responsibility to Clients Seriously

Those who are looking to have a professional invest their money should be impressed with Hatton’s commitment to being a fiduciary.

The firm’s founder wrote a book called “The New Fiduciary Standard” while the firm itself was featured on the cover of Financial Advisor magazine.

Going to https://www.hattonconsulting.com can make it easier for you to find out more about this firm and how it could help you manage your money.

#7 KeatsConnelly

One of the unique features of Keats, Connelly and Associates, LLC is that it is designed to help those who regularly spend time in the United States and Canada so it’s not just one of the top financial advisors in Arizona.

It may be the right firm to work with if you are planning on moving to the United States from Canada or to Canada from the United States.

It can also be an ideal partner if you are living in one country but are a citizen of the other.

KeatsConnelly can help with almost any investment need that you may have, and the 15 members of their advisory team have an understanding of both American and Canadian tax law.

Its advisors include multiple CPAs as well as a CFA and a Certified Financial Consultant (CFC).

They Offer a Wealth of Information About the Cross-Border Lifestyle

The company hosts a number of forums, has produced multiple books and offers other sources of information for those who are interested in this type of lifestyle.

The forums allow individuals to talk with each other about any problems or concerns that they have and how to handle them.

What Else Should You Know About KeatsConnelly?

The account minimums vary depending on the type of account that a person has with the firm. It currently manages just over $320 million in assets.

The firm was founded in 2009, and you can find out more about it by visiting http://www.keatsconnelly.com/. You can also reach KeatsConnelly at (602) 955-5007.

#8 Pathlight Investors, LLC

Pathlight Offers a Variety of Financial Services

Those who are looking for wealth management, investment and financial planning services may be able to find what they are looking for with Pathlight.

Get help with planning a retirement or even getting a business off the ground. The advisory team can also assist with issues related to:

• Insurance
• Tax planning
• Estate planning

How Does Pathlight Allocate Funds?

Pathlight will review your financial needs and timeline in a group setting to determine how to best allocate your funds.

Your money is usually placed into equities, fixed income investment tools and cash.

Alternate investments may be used if it makes sense to do so.

The Company Offers an Automated Service

If you have at least $5,000 to invest, you can use Pathlight’s automated online investment service.

This service invests mostly in ETFs, and it can also help you determine the appropriate level of cash to keep in your account at any given time.

myPath Helps Keep Investors on Track

Pathlight offers an online portal called myPath that allows you to get an overall picture of your financial situation.

This is done by integrating information from other accounts as well as providing updates in real time.

Blog posts, videos and other articles are also posted online to provide you with additional guidance.

Going to http://www.pathlightinvestors.com can help you learn more about this wealth management company. To speak with a person, feel free to call (602) 795-7600 during normal business hours.

#9 RTS Private Wealth Management

RTS Is Best-Suited for Those Close to Retirement

If you are looking to invest your money with RTS Wealth Management, you will need to have at least $1 million in your account.

This firm specializes in helping individuals who are retired or are about to retire and need help making sure that they are financially stable while doing so.

It is important to note that RTS does sell insurance products and receives commissions for doing so.

However, it does have a fiduciary responsibility to each of its clients, and it takes its commitment seriously. Therefore, there is little need to worry about a conflict of interest.

Of course, individuals should do their due diligence before buying any type of insurance or other products from a wealth management firm.

RTS Mixes Active and Passive Management Strategies

By investing with RTS, you will have an actively managed core portfolio and a passively managed periphery.

Portfolios are created using asset classes that help you meet your goals while also adhering to your values.

They are designed by first picking asset classes followed by picking sectors within each asset class. Finally, individual securities are chosen for the portfolio.

The ultimate goal is to ensure consistent long-term returns while minimizing volatility whenever possible.

RTS Private Wealth Management will typically invest in mutual funds and ETFs. It will also invest in individual stocks as well as fixed-income securities if necessary to meet a portfolio’s goals.

Expect to Have Plenty of Meetings Along the Way

There are a variety of meetings that you will need to attend as part of the process of working with RTS.

The first meeting will help both you and RTS get to know each other and learn more about how your partnership will work.

There are also meetings with a CPA and other financial and wealth management professionals.

Furthermore, there is a progress meeting after 45 days as well as regular follow-ups to determine if investment decisions are meeting your needs.

Prospective clients can get more information about this firm and its offerings by visiting http://www.rtsadvisors.com. It is also possible to visit their physical office location in Phoenix or speak to a representative by calling (602) 224-7850.

#10 Ironwood Wealth Management, LLC

Ironwood Also Caters to Those Close to Retirement

Those who are looking to manage their retirement accounts can turn to Ironwood Wealth Management to do so, and the minimum required account balance depends on the type of service that a client needs.

Like other wealth management companies, this firm does sell insurance products. However, it also has a fiduciary to its clients, which means that it is legally required to always act in their best interests.

The Five-Step Plan to Success

Ironwood provides clients with a five-step plan that will help them meet their goals.

The first step is to create a written plan that will outline a person’s goals, timeline and other variables that may be relevant. Once this plan has been created, assets are selected that will make up the client’s portfolio.

Generally speaking, money is placed into mutual funds and ETFs. The final step is to constantly monitor the portfolio and make changes if necessary.

In most cases, rebalancing is necessary because of changing market trends or changing client goals.

To learn more about the five-step plan or anything else about this company, go to http://www.ironwoodwm.com. It is also possible to talk with a representative of the company by dialing (480) 776-5960.

10 Top Financial Advisors Phoenix AZ Summary

Finding the right financial advisor requires research. You want to make sure that you can meet the account minimum of the firm you choose, and you want to know that they have your best interest in mind.

Be sure to pick a firm that will be able to cater to your specific needs as well. Since the financial advisors on this list have experienced personnel, you should be able to find the right one for your needs.

The article 10 Top Financial Advisors Phoenix AZ was originally posted on Investormint