Finance Archives | Investormint https://investormint.com/finance Personal Finance Tools and Insights Sun, 12 Aug 2018 19:41:59 +0000 en-US hourly 1 https://wordpress.org/?v=6.2.5 https://investormint.com/wp-content/uploads/2017/02/cropped-investormint-icon-649x649-20170208-32x32.png Finance Archives | Investormint https://investormint.com/finance 32 32 How To Become An UberEATS Driver https://investormint.com/finance/ubereats-driver-sign-up https://investormint.com/finance/ubereats-driver-sign-up#disqus_thread Sun, 12 Aug 2018 19:40:15 +0000 https://investormint.com/?p=5978 Deliver with UberEATS and earn on your own schedule while getting paid weekly. Become an UberEATS driver and earn extra money day or night.

The article How To Become An UberEATS Driver was originally posted on Investormint

]]>
become ubereats driver

InvestorMint provides personal finance tools and insights to better inform your financial decisions. Our research is comprehensive, independent and well researched so you can have greater confidence in your financial choices.

Are you interested in delivering with Uber EATS? Want to earn extra money day or night when you need it? Now you can become an Uber EATS driver or delivery partner and earn on your own schedule while getting paid weekly.

The Uber EATS food delivery service has grown so popular that it is now available in over 100 cities in North America and growing every month. And all that pent-up demand from customers for tasty food means opportunities for you to make extra cash as an Uber EATS driver.

But what is the Uber EATS driver sign up process? And what is the Uber EATS driver pay? We answer all your questions below and explain how to become an Uber EATS driver.

Uber EATS Driver Pay & Facts

Delivery Methods Car, Scooter, Bike
Cash Out Up to 5x daily
Payment Depends on your work schedule
Schedule Flexible, on your terms
Tipping Via Uber EATS app
Cities 100+ in United States
Background Check Required

What Is Uber EATS?

Uber EATS is an online and app based food delivery service available in over 100 North American cities and growing every month.

The app connects customers to a wide variety of food options. In San Francisco, we found a vast assortment of food options catering to a variety worldly tastes, including:

  • Japanese food
  • American food
  • Italian food
  • Chinese food
  • Hawaiian food
  • Vietnamese food
  • Korean food
  • Latin food
  • American food
  • Asian food
  • French food
  • Thai food
  • Southern food
  • Irish food
  • Cantonese food
  • Mexican food
  • Turkish food
  • Middle Eastern food
  • Czech food
  • Indian food
  • Hungarian food
  • German food
  • Afghan food
  • Burmese food
  • Pakistani food
  • Malaysian food
  • African food
  • Belgian food
  • Argentinian food
  • Nepalese food
  • Peruvian food
  • New Mexican food
  • Taiwanese food
  • Tex Mex food
  • Himalayan food

And if that wasn’t enough, Uber EATS San Francisco also offers sushi, burgers, vegetarian, vegan, comfort food, salads, gluten free, bar food, ramen, breakfast and brunch options, juice and smoothies, BBQ, deli, dumplings, street food, fast food, bakery, halal, diner, pastry, pub, wings, pizza, and fusion. Depending on which city you live in, the food options may vary.

It sounds delicious, but you’re here to earn extra money when you need it, day or night. So how do you become an Uber EATS driver and what are the sign up requirements?

Why Become An
Uber EATS Delivery Partner?

You’ll quickly discover lots of perks to becoming an Uber EATS delivery partner. First, you make your own schedule so you can work when you want as often as you want.

You also enjoy flexible earnings working Uber EATS jobs. Some people deliver with Uber because they want to support their families while others use earnings to pay for school, college tuition, or even a wedding. Some even sign up as Uber EATS delivery partners to save money to start a business.

As you will see below, you can even deliver by bike in some cities so signing up with Uber EATS could provide a way to get more exercise!

Whatever your reason for signing up, you will find the application process is simple and the background check approval process is fast.

But you will need to pass certain requirements to become a delivery partner with Uber EATS.

Uber EATS
Delivery Partner Requirements

As an Uber EATS delivery partner, you have three primary choices to deliver:

  • By car
  • By scooter
  • By bike

ubereats bike scooter car

Uber EATS Driver: Deliver By Car

The Uber EATS driver requirements to deliver with a car stipulate that you must be at least 19 years old, have a 2-door or 4-door car made after 1997, a valid driver’s license and vehicle insurance, plus have at least one year of driving experience.

Deliver By Scooter

You must also be at least 19 years of age to deliver by scooter, which can be any make or model 2-wheel scooter as long as it has a motor of 50cc or less and travels no faster than 30mph.

Deliver By Bike

To deliver by bike, you will need to be at least 19 years old and have a state-issued ID.

Be sure to select ‘Biking’ under the transportation method when signing up.

The permitted vehicles for delivery vary by city, so you will need to double check when applying to see which ones are allowed in your city. For example, you could google “Uber EATS bicycle NYC” to check if bike delivery is available in New York City.

ubereats signup now

How Much Money Can You Make Delivering With Uber?

Let’s get to the dollars and cents, what is Uber EATS driver pay, bicycle pay or scooter pay? If you own a car you are probably wondering how much do Uber EATS drivers make?

Although the amount will vary based on your own schedule, the great thing is that your earnings are instantly available to you. You don’t have to wait for a weekly payment.

You can get your earnings when you want them and cash out with Instant Pay up to 5 times daily.

As a U.S. driver, you can use Instant Pay once you complete your first trip. The only thing you need is a debit card.

How Does Uber EATS Work As A Delivery Partner?

Uber EATS Driver Sign Up (car, scooter, bike)

Click Here to complete the sign up process, which only takes a few minutes.

Use the Uber EATS driver app download, sign up to deliver, consent to a safety screening, and upload the required documents.

Once you are notified that you are active, you can begin to accept delivery requests.

To begin accepting delivery requests, you will need to accept the delivery terms.

And you can turn delivery on or off as you wish.

ubereats navigation
Request

When a customer completes an order, your phone dings shortly thereafter notifying you of a request for a food delivery. It’s time to start making money!

ubereats cyclingPick Up

Hop on your bike or scooter, or jump into your car and head to the restaurant where you can pick up the order and travel to the customer’s address.

ubereats shoppingDrop Off

You can use the Uber app as your guide to reach the customer’s address and deliver the order to the hungry customer with a smile!

ubereats compensationPayment

And finally to the best part: making money. Simply tap and you instantly transfer money from that trip into your bank account.

Uber EATS Driver FAQ

Can I deliver on my own schedule?

Yes, you can deliver day or night for however long you like.

Do I have to deliver by car?

Depending on your city, you may be able to deliver food with your car, bike, or scooter.

What should I do if I am not familiar with the customer’s area?

The Uber Partner app gives you optional turn-by-turn navigation to every destination, so you know where you’re headed and how to get there.

Do I have to make a certain number of deliveries?

No, once you finish a delivery you can take the next request, or sign off for a few hours or for the rest of the day. It’s totally up to you how many deliveries you make.

Can I receive tips?

You are eligible to receive tips from eaters through the app.

In what cities is Uber EATS available?

As of the time of our research, Uber EATS was available in the following cities but if history is anything to by the number will keep growing:

  • Uber EATS Akron
  • Uber EATS Albuquerque
  • Uber EATS Ann Arbor
  • Uber EATS Athens
  • Uber EATS Atlanta
  • Uber EATS Austin
  • Uber EATS Bakersfield
  • Uber EATS Baltimore
  • Uber EATS Baton Rouge
  • Uber EATS Bellingham
  • Uber EATS Billings
  • Uber EATS Boise
  • Uber EATS Boston
  • Uber EATS Bozeman
  • Uber EATS Charleston
  • Uber EATS Charlotte
  • Uber EATS Charlottesville-Harrisonburg
  • Uber EATS Chattanooga
  • Uber EATS Chicago
  • Uber EATS Cincinnati
  • Uber EATS Cleveland
  • Uber EATS College Station
  • Uber EATS Colorado Springs
  • Uber EATS Columbia
  • Uber EATS Columbus
  • Uber EATS Connecticut
  • Uber EATS Dallas
  • Uber EATS Dayton
  • Uber EATS Denver
  • Uber EATS Des Moines
  • Uber EATS Detroit
  • Uber EATS Eastern Washington
  • Uber EATS El Paso
  • Uber EATS Fort Myers-Naples
  • Uber EATS Fresno
  • Uber EATS Gainesville
  • Uber EATS Grand Rapids
  • Uber EATS Hampton Roads
  • Uber EATS Harrisburg
  • Uber EATS Honolulu
  • Uber EATS Houston
  • Uber EATS Indianapolis
  • Uber EATS Inland Empire
  • Uber EATS Jacksonville
  • Uber EATS Kansas City
  • Uber EATS Knoxville
  • Uber EATS Lansing
  • Uber EATS Las Vegas
  • Uber EATS Lehigh Valley
  • Uber EATS Lexington
  • Uber EATS Little Rock
  • Uber EATS Los Angeles
  • Uber EATS Louisville
  • Uber EATS Lubbock
  • Uber EATS Madison
  • Uber EATS Memphis
  • Uber EATS Miami
  • Uber EATS Milwaukee
  • Uber EATS Minneapolis
  • Uber EATS Missoula
  • Uber EATS Nashville
  • Uber EATS New Jersey
  • Uber EATS New Orleans
  • Uber EATS New York
  • Uber EATS NYC
  • Uber EATS NYC Suburbs
  • Uber EATS Oklahoma City
  • Uber EATS Olympia
  • Uber EATS Omaha
  • Uber EATS Orange County
  • Uber EATS Orlando
  • Uber EATS Palm Springs
  • Uber EATS Philadephia
  • Uber EATS Phoenix
  • Uber EATS Pittsburgh
  • Uber EATS Portland
  • Uber EATS Raleigh-Durham
  • Uber EATS Reno
  • Uber EATS Rhode Island
  • Uber EATS Richmond
  • Uber EATS Sacramento
  • Uber EATS Salem
  • Uber EATS Salt Lake City
  • Uber EATS San Antonio
  • Uber EATS San Diego
  • Uber EATS San Francisco
  • Uber EATS San Luis Obispo
  • Uber EATS Santa Barbara
  • Uber EATS Sarasota
  • Uber EATS Savannah Hilton-Head
  • Uber EATS Seattle
  • Uber EATS South Ben
  • Uber EATS Spokane
  • Uber EATS St. Louis
  • Uber EATS State College
  • Uber EATS Tacoma
  • Uber EATS Tallahassee
  • Uber EATS Tampa Bay
  • Uber EATS Toledo
  • Uber EATS Tucson
  • Uber EATS Tulsa
  • Uber EATS Upstate NY
  • Uber EATS Ventura
  • Uber EATS Washington D.C.
  • Uber EATS Wichita
  • Uber EATS Toronto
  • Uber EATS Vancouver
  • Uber EATS Montreal
  • Uber EATS Calgary
  • Uber EATS Ottawa
  • Uber EATS Hamilton
  • Uber EATS London, Ont
  • Uber EATS Edmonton
  • Uber EATS Kitchener-Waterloo
  • Uber EATS Quebec City
  • Uber EATS Niagara Region
  • Uber EATS Windsor
  • Uber EATS Worcester
  • Uber EATS Kingston
  • Uber EATS Lethbridge
  • Uber EATS Red Deer
  • Uber EATS Gatineau

In what cities is Uber EATS Canada available?

Dan Park, the General Manager of Uber EATS Canada, stated that “we want to enable a new kind of ordering in, where everything from sushi to poutine can be delivered to your doorstep” – no longer are pizza and Chinese deliveries the only options for customers because the Uber EATS menu is full of variety!

  • Uber EATS Kingston
  • Uber EATS Guelph
  • Uber EATS Cambridge
  • Uber EATS St.Catharine’s
  • Uber EATS Niagara
  • Uber EATS Windsor
  • Uber EATS Gatineau
  • Uber EATS Lethbridge
  • Uber EATS Red Deer
  • Uber EATS Kanata
  • Uber EATS Barrie
  • Uber EATS New Market
  • Uber EATS Aurora
  • Uber EATS Winnipeg
  • Uber EATS Sherbrooke
  • Uber EATS Trois Rivieres
  • Uber EATS Halifax
  • Uber EATS Peterborough
  • Uber EATS Greater Sudbury
  • Uber EATS Saskatoon
  • Uber EATS Regina
  • Uber EATS Victoria
  • Uber EATS Sault Ste. Marie
  • Uber EATS Thunder Bay
  • Uber EATS Vancouver

The article How To Become An UberEATS Driver was originally posted on Investormint

]]>
0
How To Get Free Money From The Government https://investormint.com/finance/get-free-money-from-the-government https://investormint.com/finance/get-free-money-from-the-government#disqus_thread Wed, 20 Dec 2017 13:57:57 +0000 https://investormint.com/?p=5475 Get free money from the government for health insurance tax credits, college assistance, child day care, home down payments, and find missing money.

The article How To Get Free Money From The Government was originally posted on Investormint

]]>
us capitol free government money

InvestorMint provides personal finance tools and insights to better inform your financial decisions. Our research is comprehensive, independent and well researched so you can have greater confidence in your financial choices.

After paying so much in taxes each year, wouldn’t it be nice to reclaim a little bit of money from the government? It turns out there are more than a handful of ways to get free money from the government.

From health insurance to child care, the government has programs that you can tap into to reclaim some money for your own wallet.

Government Health Insurance
Tax Credit

It’s no secret that the cost of private health insurance is astronomical. A company like HealthSherpa can help you to compare rates in your local area. But if you purchased government health insurance, you might be eligible for a tax credit.

Healthcare.gov is the government’s health insurance marketplace where you can buy coverage for you and your family. And when you do, you may qualify for a tax credit towards your insurance premiums.

If you want the credit paid to yourself, you can elect to have it issued during tax filing season or, if you prefer, it can be paid directly to the insurer.

The tax credit may only be available for as long as Obamacare, otherwise known as The Affordable Care Act, remains alive, but until then it’s an easy way to reclaim money that would otherwise be left in government coffers.

Pell Grants For College Assistance

College tuition costs have historically risen at a faster rate than inflation because students legally cannot discharge student loan debt, even in bankruptcy.

Universities know that students may not be able to afford tuition rates but can take on debt from student lenders, and so annual tuition costs keep rising.

But you are not alone when it comes to getting help paying for college tuition because the government permits you to submit a Free Application For Federal Student Aid, FAFSA.

By so doing, you could qualify for a Pell Grant, which is a subsidy provided by the federal government to students who need financial assistance to pay for college.

Pell Grants are available to students who have not yet earned a bachelor’s degree and are enrolled in a participating institution.

The amount of money provided to applicants is not chump change. In the past, University of Phoenix students collectively received grants totaling almost $100 million.

The maximum amount available to any individual student is $5,920 for the 2017-18 academic year.

Get Financial Help
Paying For A Home

If your income falls below certain threshold amounts, which vary by state, you may be eligible to qualify for a down payment assistance program.

Some states have just one program while others offer multiple programs to help home buyers get on the property ladder.

What is confusing about the programs it that are generally labeled differently but don’t let that stop you from investigating the program that may work best for you based on where you want to buy your home.

Here you can visit FHA downpayment grants by state:

State Program Name
Alabama
  • Step Up Program
Alaska
  • Affordable Housing Enhanced Loan Program
Arizona
  • Family Housing Resources Down Payment Assistance
  • HOME Plus Home Loan Program
  • Pathway To Purchase Down Payment Assistance
Arkansas
  • Arkansas Development Finance Authority
California
  • California Homebuyer’s Downpayment Assistance
  • Extra Credit Teacher Home Purchase Program
  • MyHome Assistance Program
Colorado
  • Turnkey Mortgage Program
  • Metro Mortgage Assistance Plus Program
Connecticut
  • Downpayment Assistance Program
District of Columbia
  • DC Open Doors Down Payment Assistance
Georgia
  • Georgia Dream Homeownership Program
  • Homestretch Down Payment Assistance Program
Idaho
  • Good Credit Rewards Program
Illinois
  • Down Payment Plus Programs
Indiana
  • Next Home
  • Homebuyers Assistance Program
  • First Time Home Buyer Down Payment Assistance
Kansas
  • Kansas Housing Assistance Program
Louisiana
  • Expand To Homeownership
  • First-time Homebuyers Assistance Program
  • Home Buyers Assistance Program Participation Initiative (HAPPI)
  • Home Buyer Assistance Program (HAP)
  • Southern Mortgage Assistance Program
  • Market Rate GNMA Program
  • LHC Preferred Conventional Program
Maryland
  • Maryland Mortgage Program
Michigan
  • Michigan First Home Down Payment Assistance
  • Michigan Next Home Down Payment Assistance
Nevada
  • Home at Last Access Down Payment Assistance Grant
  • Home Is Possible Down Payment Assistance Grant
New Hampshire
  • Home Flex Plus
New Jersey
  • HMFA Smart Start
New York
  • First Home Club Matched Savings Program
  • ACRHA Acquisition/Rehabilitation Grant
  • Home Acquisition Program (HAP)
  • Homebuyer Incentive Program (HIP)
  • First Time Home Buyer’s Program
  • Housing Opportunities Foundation Individual Grant Program
North Carolina
  • NC Home Advantage Mortgage Program
Ohio
  • Cuyahoga County Down Payment Assistance Program
Tennessee
  • Great Choice Loan Program
Texas
  • My First Texas Home – Taxable Mortgage Program
  • Hill Country Home Down Payment Assistance
Virginia
  • HOMEownership Down Payment & Closing Cost Assistance Program
Washington
  • Tacoma Down Payment Assistance Program
  • Seattle Down Payment Assistance Program
  • Pierce County Down Payment Assistance Program
  • Opportunity Down Payment Assistance Program
Wisconsin
  • Easy Close Advantage Program

Source: FHA

Find Missing Money

When you move home or when mistakes are made on financial forms, money that is owed to you can sometimes go unclaimed.

The National Association for Home Treasurers has partnered with Unclaimed.org to connect you to money that you are due but may have slipped under the radar and been forgotten.

In the fiscal year 2015, over $3 billion was returned to rightful owners by state government unclaimed property agencies.

It may be that you are due an insurance claim, a lost bank savings account or some stocks. Whatever the lost property, it doesn’t hurt to conduct a free search to find out if there’s some money owed to you.

Nevertheless, keep in mind a word of warning when it comes to finding missing money. Some companies will charge you a fee to conduct the search on your behalf. But many states don’t provide complete information to third parties so be wary of advertisements that require you to pay to search for missing money.

The bottom line is all the searches can be conducted 100% free of charge by visiting Unclaimed.org or MissingMoney.

Get Child Day Care Financial Aid

If you have kids, you know only too well how much it costs to pay for child day care.

The government is equally aware of the financial burden on parents, which is why the U.S. Department of Health and Human Services administers a fund that provides states and territories with money for families to financially support child care expenses.

Child Care Aware® of America provides a helpful chart so you can see the average cost of child care in your state.

For example, the average annual cost of child care in California is $22,460 while the average annual cost of child care in Oklahoma is $11,852.

childcare aware map

Each state has its own dedicated Office of Child Care that you can contact to help you support your children.

Get Financial Help
Paying Your Bills

You probably don’t have to worry much about heating bills if you live in Florida but your neighbors a few states north may be paying through the roof to stay warm during the winter months.

For low income families who struggle to pay these high heating costs, the government offers a Low Income Home Energy Assistance Program.

Residents in U.S. states and territories are eligible for financial assistance.

acf office of community services map

If your income falls below a certain threshold, you may also qualify for the Lifeline Program, which provides a discount on phone services and in 2016 included Broadband also.

Get Free Government Money
To Avoid Foreclosure

Nobody ever wants to experience the financial strife of a home foreclosure but if you are hit with the unfortunate circumstance where you need to consider it, reach out to the Home Ownership Preservation Foundation (HOPE).

HOPE has helped millions of homeowners avoid foreclosure and may be a good last resort if you are on the verge of losing your home.

Health Insurance For Kids

Any parent will know well the struggle of keeping up with health insurance payments for kids.

As health insurance costs continue to climb, many parents will be relieved to know that millions of kids now qualify for free or low-cost health and dental coverage through Medicaid and the Children’s Health Insurance Program (CHIP).

Prescription drugs, hospital stays, and doctor visits are covered along with most other health related costs.

Government Tax Assistance

al capone 1930

If Al Capone learned one thing, it is that you don’t mess with the IRS.

And any wage-earning citizen would do well not to cross the government agency when it comes to tax filing.

But what do you do if you are a low-income earner who needs help filing taxes?

VITA, otherwise known as Volunteer Income Tax Assistance, is designed to help people earning less than $54,000 to prepare taxes at no cost.

Get Government Help When
Starting A Business

Starting a new business is an expensive endeavor. You have start-up costs, sales, marketing, operations, and perhaps merchant fees, technology costs, and a host of other expenses to finance.

The U.S. Small Business Administration is aware of the financial burden on the shoulders of entrepreneurs and provides an extensive list of funding programs, including:

  • Loans
  • Investment Capital
  • Disaster Assistance
  • Surety Bonds
  • Grants

sba fpg loans infographic

 

>> Find Out How To Invest Money Wisely

>> How Much Does The Top 1% Make?

>> Will The Stock Market Crash?

The article How To Get Free Money From The Government was originally posted on Investormint

]]>
0