Category: Retirement

Retirement Planning

financial advisor meeting

What Is The Fiduciary Rule?

The Fiduciary Rule requires financial advisors, insurance agents and brokers to act in the best interests of clients, superseding their own interests.


family estate plum orchard mansion

What Is A Living Trust?

A living trust is a legal document that allows you to transition your assets smoothly to beneficiaries upon death by a successor trustee.


retirement grandparents

Retirement Planning For Dummies 2017

In this retirement planning for dummies guide, find out how to save and invest automatically to build your nest egg for a better retirement.


downward arrow dollar financial pension crisis

The 7 Deadly Causes Of The Illinois Pension Crisis

The Illinois pension crisis is one of the worst in the country. Find out what has caused it, the possible pension reform, and what you should do if you own municipal bonds or state debt.


dollar bills greenbacks bennies

How Much Should Be In My 401(k)?

Factoring in a similar lifestyle, inflation, stock market growth, and employee benefits, the answer is…


family parents with baby

How To Make A Will

A will is a legal document that declares your final wishes. It coordinates the distribution of your assets after death.


what is a 401k retirement strategy tax savings

What is a 401(k)?

A 401(k) is an employer sponsored retirement plan that gives employees tax breaks on invested savings.


What Are The Rules For Roth IRA Withdrawals?

Roth IRA contributions are made with after-tax dollars so qualified distributions are not taxed but what are the withdrawal rules for Roth IRA accounts?


401(k) or IRA: Which Is Better?

IRA and 401(k) account both offer tax-deferred growth on your investments, so taxes are paid only when withdrawals are made. Contributions to traditional IRAs and 401(k)s are both tax-deductible. Roth IRAs contributions are taxed upfront so no taxes are paid on qualified withdrawals.


What Is An IRA?

Individual Retirement Accounts (IRAs) allow you to grow earnings on invested savings tax-free until your retirement years. But which one should you choose, the traditional IRA that permits tax deductions on contributions or the Roth IRA that has no mandatory